Contract
Process
Riders/Waiv.
Benefits
Changes
100

How many years of experience in the senior market does Aetna Senior Supplemental Insurance hold?

What is 35+ years?

100

What determines whether an applicant qualifies for a Level Plan versus a Modified Plan during enrollment?

What are the applicant's answers to the medical health questions in Section 2, Part A?

100

What is the minimum benefit payout allowed under the Accelerated Death Benefit Rider?

What is $1,000?

100

In which policy year does non-accidental death coverage on a Modified Plan reach 100% full face value?

What is Policy Year 3?

100

What feature allows policyholders to borrow money against their policy for any reason after building equity?

What are policy loans (borrowing cash value)?

200

Approximately how many licensed agents work with Aetna Senior Supplemental Insurance?

What is 100,000+ licensed agents?

200

What feature in the E-App allows agents to offer additional products alongside Final Expense to save time?

What is cross-selling capability?

200

What is the maximum benefit payout limit under the Accelerated Death Benefit Rider?

What is $15,000?

200

What is the maximum benefit amount available for applicants aged 40–55 on a Level Plan?

What is $50,000?

200

What flexible payment option aligns automatic premium withdrawals with an insured's government benefit payments?

What is the Social Security deposit schedule option?

300

Which parent company family do Accendo Insurance Company and Aetna belong to?

What is the CVS Health family of companies?

300

What rule determines an applicant’s official age when filling out the application?

What is age as of their last birthday?

300

In what dollar increments can the Child/Grandchild Term Insurance Rider be purchased?

What is $2,500 increments?

300

What is the maximum benefit amount available for applicants aged 76–89 on a Level Plan?

What is $25,000?

300

What happens to the premium rate if an insured's health degrades after the policy is issued?

What is nothing (premiums will not increase as long as premiums are paid)?

400

What fixed annual fee is added to every Accendo Final Expense policy contract?

What is the $40 annual policy fee?

400

What minimum amount of coverage must be selected when applying for an Accendo Final Expense policy?

What is $2,000?

400

What is the maximum coverage amount available per child under the Child/Grandchild Term Rider?

What is $10,000 per child?

400

What is the maximum death benefit limit across all eligible ages for the Modified Plan?

What is $25,000?

400

Between what ages can a Child/Grandchild Term Rider be converted into an individual whole life policy?

What is between ages 22 and 25?

500

What document outlines the specific policy details, face amount, riders, and beneficiaries presented to the client?

What is the Summary of Coverage?

500

How recent must an Accendo/Aetna Medicare Supplement policy be issued for an applicant to receive the Super Preferred rate?

What is issued within the last 180 days?

500

What rule limits the maximum benefit amount selected for a Child/Grandchild Term Rider?

What is it cannot exceed the face amount of the base policy?

500

What safety feature prevents a policyholder from losing all protection if their policy lapses after the grace period due to non-payment?

What are non-forfeiture options (Reduced Paid-Up, Extended Term, or Automatic Premium Loan)?

500

What requirement must be met before a Child/Grandchild Term Rider can be converted into a whole life policy?

What is the rider must have been in force for at least two years?