Goal Setting
Financial Literacy
Career Exploration
YPAR
#Adulting
10

This is how often we tracked our yearly goal.

What is approximately "2 times a month" or "every 2 weeks"?

10

According to Investopedia, this is having the knowledge of how to make smart decisions with money. This includes preparing a budget, knowing how much to save, understanding loans and credit, and more.

What is "financial literacy"?

10

To determine this, you can add "things I like" + "things I'm good at" + "things I can make money doing" + "things the world needs".

What is my career?

10

This is what "YPAR" stands for.

What is "Youth Participatory Action Research"?

10

This is the lowest hourly wage an employer can pay an employee. In California, it is worth $15.50 / hour.

What is minimum wage?

20

This is what the "S" in S.M.A.R.T. Goals stands for.

What is "specific"?
20

This is an estimate of income and expenses for a set period of time. It helps you organize your bi-weekly, monthly, or yearly finances.

What is a budget?

20

After completing a survey / activity, you will be recommended this terms that describes different groups of potential futures.

What are Career Clusters?

20

This was the research topic for our YPAR process.

What is poverty and mental health?

20

This is the process of "putting money down" so you can secure a big purchase and pay the remaining balance later. It is required for rent or a car.

What is a deposit?

30

This may happen if your goal is not specific, measurable, achievable, realistic, and time-bound.

ANSWERS WILL VARY. 


What is [if your goals are abstract, if you don't know what it will take to achieve success, or if you don't give yourself a deadline to complete steps, you may lose focus and fall short of what you want to accomplish]?

30

The 50 / 30 / 20 Rule helps budgeters divide their money in these three financial categories.

What is "Needs", "Wants" and "Savings & Debt"?

30

This is a career I definitely DO NOT want to pursue and why.

ANSWERS WILL VARY.

What is [not dream career] because [explanation]?

30

This is the first stage of YPAR. We did this by writing sticky notes.

What is "Ideate" or "identify the problem"?

30

These are the main two ways you can be paid by an employer. One means to be paid based on a pay rate per hour. The other one means a fixed payment based on an annual (yearly) amount.

What is hourly and salary?

40

This is the results of my yearly SMART goal I set at the beginning of the year.

ANSWERS WILL VARY.


What is [results from goal tracking poster]?

40

This term describes the money you earned BEFORE taxes.

What is "Gross Pay"?

40

This is two "pull factors" for your dream career.

ANSWERS WILL VERY.


What is [2 Reasons you want the job)?

40

What is the second stage of YPAR? This is when we sent out surveys for our community to complete.

What is "Gather" or "Data Collection"?

40

This is one of the top four highest expenses as a young adult.

What is "housing / rent", "transportation", "food / groceries", or "utilities"?
50

This is a goal I hope to accomplish by Fall 2023.

ANSWERS WILL VARY.

What is [SMART GOAL for summer / fall 2023]?

50

This term describes the money you earned AFTER taxes are taken out of your paycheck.

What is "Net Pay"?

50

This is the education or training I must receive to obtain my dream career.

ANSWERS WILL VARY.


What is [high school diploma, training/certificate, associates, bachelors, masters, doctorate, other]?

50

This is Stage 3 of YPAR. To do this, we reviewed survey results and completed the Problem Tree.

What is "Define" or "Interpret the Data"?

50

This is the total amount of money required to live in a certain area and cover your basic necessities. For example, California's is higher than Florida's.

What is Cost of Living?

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