SureMed is the d/b/a (doing business as) name for this non-profit association.
What is American Better Health Organization, Inc. (ABHO)?
The percentage of preventive dental care that is covered with no waiting period.
What is 100%?
The two insurance carriers that underwrite the SureMed critical illness insurance benefit.
Who are Crum & Forster and MetLife?
The waiting period for an accident-related death.
What is no waiting period?
This is how an agent can cancel a SureMed membership.
What is logging into their SureMed agent portal, finding the member, clicking "Edit" and then "Cancel Membership?"
This is the minimum age a primary member must be to enroll in a SureMed membership.
What is 18?
This is the waiting period for major dental services.
What is 12 months?
A lump-sum cash payment is paid out upon a covered diagnosis of these four critical illnesses and/or procedures.
What are cancer, heart attack, stroke, and major organ transplant?
The percentage of the stated life insurance benefit amount that is covered for a non-accident-related death if enrolled after 07/01/2022 and aged 65 or above.
What is 25%?
This is who an agent should contact if they have issues navigating their SureMed agent portal.
Who is their ASM or Sales Manager?
This fee is charged for a one-time enrollment in a SureMed Base membership.
What is $20?
This is the amount of the yearly copay for an eye exam under the vision insurance plan.
What is $10?
The maximum number of times a member can receive a payout from a critical illness claim if their benefit is with MetLife.
What is 3 times the benefit amount?
The waiting period for non-accidental-related death if enrolled on or after 07/01/2022.
What is 2 years?
When a legal dependent on a parent's membership reaches this age, they are removed from the membership.
What is age 26?
This is the maximum number of people that can be entered into the system when enrolling in a membership.
What is 10?
The annual maximum per person for dental insurance with roll-over benefits.
What is $1,000?
The two critical illnesses or procedures that have no waiting period related to a pre-existing condition if the critical illness benefit is with MetLife.
What are heart attack and stroke?
The life insurance benefit is equal to four times this amount.
What is the chosen membership benefit level?
This is who owns the group insurance products, which are included as a benefit of SureMed membership.
Who is ABHO (American Better Health Organization, Inc.)?
If a member has a grandfathered benefit and wants to increase their benefit amount, they must do this to keep their grandfathered status.
What is keep their current benefit amount and not increase it?
The two types of services that have a small deductible of $50 per person/$150 per family.
What are basic and major dental services?
The benefit termination age for a critical illness benefit underwritten by Crum & Forster.
What is age 70?
If a member increases their membership benefit amount, this specific type of waiting period will restart for the increased portion of their life insurance benefit.
What is the waiting period for non-accidental death?
The waiting periods for these three types of insurance benefits will always reset with a new membership, regardless of how the effective dates are aligned.
What are life, critical illness, and hospital indemnity benefits?