Insurance Plan Terms
Amount that must be paid by the patient each year for medical services before the policy will begin to pay.
Deductible
You are in a car accident and feel you may have a concussion?
Emergency Dept. (ED) or Emergency Room (ER)
Is the Veteran's Administration hospital a type of government hospital?
Yes
ALS- Lou Gehrig’s Disease
Medicare
International agency sponsored by the United Nations, Goal is for all people to obtain the highest possible level of health
WHO World Health Organization
The amount you must pay to make sure you have insurance- often paid monthly.
Premium
Your need a UDS (Urine Drug Screen) for Health Science Clinicals class.
Laboratory
Saint Just Sister's of Charity hospital would be a type of _____ hospital.
Religious
Families with adopted or foster children
Medicaid
National health care agency, Goal is to protect the health of American citizens and provide essential human services.
USDHHS United States Department of Health and Human Services
Your insurance pays a portion and you pay a portion. Example: 75/25
Co-Insurance
What would you go to an Optical center for?
Eye exam and/or get glasses
A voluntary hospital that is the opposite of a proprietary hospital is called a _________.
Non-profit hospital
Blind or disabled adults
Medicaid
National organization involved in the research of disease- 3 letters.
NIH National Institute of Health
You pay this amount for a particular service each time you get it. Example: Each doctor's visit you have to pay $25 before leaving.
Co-Payment (Co-pay)
Where to go to get your Rx that the MD called in?
Pharmacist
Where is a place that you could go and get vaccinations- not your MD.
Health Department, DHEC (Department of Health and Environment Control)
Worker's injured on the job get this
Worker's Compensation
American Cancer Society, American Heart Association, American Red Cross. These are all ____-Profit agencies.
Non
If you had a co-insurance of 75/25 and your bill is $50, how much do you pay?
$12.50
Why is the name of the specialty MD who could do surgery on your eyes for your cataracts?
Ophthalmologist
What type of hospital or facility might you find the following: those with drug addictions, Schizophrenia, and/or Oppositional Defiant Disorder (ODD)
Mental Health Hospital/ Facility
Make affordable health insurance available to more people
Affordable Care Act
Why were government programs established for medical assistance?
There is a link between poverty and poor health.