Federal Laws and Acts
The words behind the acronym CRA
What is "Community Reinvestment Act"?
Max amount of cash you can have in your drawer at one time
Safest place to keep passwords
What are locked, confidential places?
Different disclosures we are required to provide at account opening
2010s: Viral video challenge where people dumped water on themselves?
What is the ALS Ice Bucket Challenge?
The words behind the acronym ADA
What is "Americans with Disabilities Act"?
The amount of cash deposited in one day that would result in a CTR
What is $10000.01 or more
What are locked drawers and shred bins?
What is at any point before the first deposit?
1990s: The "theme song" of the 1997 blockbuster Titanic?
What is "My Heart Will Go On" by Celine Dion?
The words behind the Acronym BSA
What is the "Bank Secrecy Act"?
The amount of cash that if used to purchase a cashier's check would result in a monetary instrument log
What is $3000.00-$10000.00?
Procedure to follow if All Clear sign is not present
What are: Call the bank, ask follow up questions to ensure the bank is empty/actually safe. If the opener answers in the negative, hang up and call 911?
People who can receive TISA packets
What are Customers and Non-Customers?
1980s: Rock band famous for their anthem "Pour Some Sugar On Me"
Who is Def Leppard?
Federal law design to help meet the credit needs of their community -- designed to combat redlining
What is the CRA/Community Reinvestment Act?
The necessary information when filing a CTR
What are: Name, DOB, SSN, Occupation, ID type, ID number, acct #s, other details as necessary
Accepted forms of ID
What are: WI DL, US Passport, Military ID, WI State ID, Mexico Consular ID, Canada DL, Paper WI DL, US Visa, Government ID?
The words behind the Acronym CIP
What is "Customer Identification Program"?
2000s: Social media site launched in 2003 that allowed for users to create a top 8 friends list, customize their webpage, and was the most popular social platform by 2005
What is MySpace?
Prevents and reports suspicious activity, such as money laundering, terrorism funding and illicit activity-Post 9/11 legislation
What is the BSA/Bank Secrecy Act?
Cash Advance Limit per cardholder per day
What is $5000.00?
How often should bait be restrapped?
Once per week/every seven days/every Monday
Requirements in an account denial packet
What are: Copy of denial report, copy of ID, copy of Qualifile?
1960s: One of the longest running kid shows ever, this educational program first aired in November, 1969 with the episode "Gordon introduces Sally to _______ ______" and has been a staple in American households for over 50 seasons
What is Sesame Street?