THE HISTORY OF CCCS
This was the month, day and year that CCCS first opened its doors.
What is September 7th, 1971?
These are the first two needs that a Payee Representative must meet for their clients.
The percentage of debt to balance ratio one should never exceed on their credit card.
What is 30%
This is the number of basic types of expenses in everyone's budget.
CCCS was initially sponsored by this national organization.
What is the NFCC or National Foundation for Credit Counseling?
This is what the Payee Representative must show Social Security Administration to prove the clients money is being managed appropriately.
This is the number of exams a Credit Counselor must past to become certified.
What is 6?
This type of sheet can be used to keep record of your spending.
What is a tracking sheet?
This is the building where CCCS first operated, located in downtown Parkersburg.
What is the Union Trust building?
A Payee Representative must repay benefits if this is not done.
What is report changes concerning the client to Social Security Administrations?
These are the three national credit reporting agencies.
Who are Experian, Trans Union and Equifax?
This is the percentage of your income you should save for emergencies.
What is 10%?
All services were offered at this cost to the consumer.
What is free?
When a Social Security recipient passes away, this is the amount of benefit made payable in the month of passing.
What is -0-, or no months of benefits?
This company issues the most credit cards.
Who is Visa?
A good budget always starts with this.
What is goal setting?
According to our By-Laws, CCCS can have this many Board of Directors at any given time.
What is 20?
When an SSI recipient passes away, this amount is paid in the month of passing.
What is one month's benefit.
You should have no more than this number of credit cards per consumer.
What is 4?
This portion of your income should be used when devising a budget.
What is "net" income?