Sentry History
What year was Sentry Founded
What is 1904?
This coverage helps replace lost income if a business has to close temporarily due to a covered property loss.
What is Business Interruption (or Business Income) coverage?
This factor, based on the past three years of loss history (excluding the current year), is issued by a bureau prior to renewal.
What is an Experience Modification Factor (Mod)?
This type of Inland Marine coverage protects tools that are owned by employees but used at the job site or shop.
What are Employee Owned Tools?
Riddle: What has 13 hearts but no other organs?
What is a deck of cards?
Sentry’s current headquarters building was completed in this decade.
What is the 1970s? (Specifically, the Sentry Insurance Headquarters building was completed in 1977)
You are driving your car and accidentally hit a tree, causing significant damage to the front end of your vehicle., what type of loss would it be categorized as?
What is Collision?
When do we need to pull OSHA reports on accounts?
What is when there is a SENTRY WC policy on the account?
This is the only type of coverage that an Umbrella policy provides.
What is Liability?
The number of rings on the Olympic flag?
What is 5?
The approximate number of associates Sentry employs today.
What is 4,000+?
This type of auto coverage protects the insured if they are involved in an accident with a driver who has insufficient insurance.
What is Underinsured Motorist (UIM) coverage?
The maximum amount Sentry will pay for all covered losses during a policy period under a General Liability policy.
What is the Aggregate Limit?
This Inland Marine coverage protects against loss or damage to a business’s records of money owed to them by customers.
What is Accounts Receivable?
Chocolate milk was invented in this country
What is Jamaica?
The original name of Sentry Insurance when it was founded
What is the Hardware Dealers Mutual Fire Insurance Company?
DAILY DOUBLE:
For Composite Rated Policies, how are we supposed to categorize the composite groups if no direction is given by UW?
What is vehicle weight?
This is the term for a specific type of incident that triggers coverage under a liability policy
What is an occurrence?
Besides General Liability and Business Auto, these three other Sentry policies are always pulled in as underlying policies for an Umbrella.
What are BOP, Liquor Liability, and Workers’ Compensation?
Riddle: You throw away the outside and cook the inside, then eat the outside and throw away the inside. What is it?
What is Corn on a cob?
Sentry’s structure as a property and casualty insurer, meaning it’s owned by its policyholders.
What is a mutual company?
This valuation method pays the cost to replace damaged items with new ones of similar kind and quality, without deduction for depreciation.
What is Replacement Cost Value (RCV)?
Name 5 independent bureau states for WC
What is California, Delaware, Indiana, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Carolina, Pennsylvania and Wisconsin
This Inland Marine coverage is used by construction subcontractors to protect personal property while work is in progress, such as for HVAC installers or plumbers.
What is Installation Coverage?
What does the abbreviation "NE" stand for on the periodic table?
What is Neon?