Policies
Where we would leave information for another USA regarding policy changes?
What is Household and Policy Notes (HN Screen)
A series of numbers that make up policy details including discounts, driver details and additional vehicle information.
What is the Class Code?
Should not be included in the HH (household).
Who are roommates/friends that do not drive each others vehicle.
A policy consists of what 3 pieces.
What are the policy booklet, the endorsements and the declarations page?
This section includes State Specific codes for private passengers.
What is Section CM200-02
Drivers under this age should be included in the HH (household) unless they are insured elsewhere.
What is age 25?
The time the policy period begins
When is 12:01AM Standard Time at the address shown on the Declarations Page?
Under Rule 212, these characteristics are determining factors in calculating premiums.
What is Age, gender and marital status?
Should be included in the HH (household) because they are a possible driving exposure.
Who is the NI (Named Insured) spouse?
Comprehensive, collision, Emergency Road Service and Car Rental are described as this type of coverage.
What is Physical Damage coverages?
The most common position that shows us a policy is receiving MCD. (Multi Car Discount)
What is the 3rd position?
The grouping of one or more policies and individuals as possible driving and rating exposures for that household.
What is an Auto Houshold?
A place where we can see the rate description of the policy.
What is the RATE screen?
These positions differ between Mutual (SFM) and Standard (SFF&C).
What are the 5th, 6th, 8th and 10th position?
A quick guide to reference Auto Household exposures and when we should/ should not include someone in the HH (household).
What is the Driver Exposure Code Job Aid?