Teen Drivers
The number of teens teens aged 16 - 19 who die daily from motor vehicle injuries.
What is six?
This provides for longer practice periods, limits driving under high risk conditions for newly licensed drivers.
What is Graduated Driver Licensing programs?
Bodily-Injury Liability
What covers injuries that you or someone else driving your car with your permission causes to someone else?
California is one of 38 states that follows this system of auto insurance.
What is the "tort" system of auto insurance?
This coverage kicks in when the other driver is at fault and does not have any insurance or you or a member of you rfaily are injured by a hit-and-run driver.
What is uninsured and underinsured motorist insurance?
Increases the crash risk of unsupervised teen drivers.
What is teen passengers?
$15/$30/$5
What is the minimum liability coverage required in California?
This percentage of drivers do not carry automobile insurance.
What is 25% to 30%?
In 2013, 51% of teen deaths from motor vehicle crashes occurred at this time.
What is between 3 p.m. and midnight?
Insurance companies will not pay more than this to fix or replace a damaged vehicle.
What is "blue book" or Kelly Blue book value?
Crash risk for teens is particularly high during this time period.`
What is the first months of licensure?
These two coverages are required if you are making car payments.
What is collision comprehensive.
Pays for damanges to the insured's car caused by fire, theft, vandalism, some weather, riots, etc.
What is comprehensive insurance?
Research shows that these reduce serious crash-related injuries and deaths by about half.
What are seat belts?
This insurance covers you if your car breaks down and can't be driven.
What is rental and towing insurance?
Teens are more likely than older drivers to do this.
What is speed and allow shorter headways?
These set the minimum amount of coverage that drivers need before they may register for their vehicle or obtain license plates.
What are Financial Responsibility Laws?
Pays for damage to your car resulting from a crash with another car or object.
What is collision insurance?
These 5 things affect insurance rates.
What are: Age, driving record, gender, marital status, type of vehicle, grades in school, credit history, how much the vehicle is driven, etc.
At all levels of blood alcohol concentration (BAC), the risk of involvement in a motor vehicle crash is greater for this group of individuals.
What is teenage boys.
Compared with other age groups, teens have the lowest rate of this.
What is seat belt use?
The amount of money paid for an insurance policy.
What is a Premium?
Pays for damage that you or someone driving the car with your permission may cause to someone else's property.
What is property-damage liability insurance?
This covers medical and death benefits for you and your family members involved in an accident.
What is medical payments insurance?
Of the teens who died in passenger vehicle crashes in 2013, this percentage were not wearing a seat belt at the time of the crash.
What is 56%.