New Rule
What are the new category names based on asset size?
Small, Intermediate, Large, (Extra Large)
Melissa Werner
What is the term for the geographical boundaries that you are evaluated within?
Assessment Areas
Where does Linda Live?
Hawaii
Which two CD hooks are location-based?
Community Services and Revitalize/Stabilize
What parts are evaluated under the community development financing test?
Community Development, Lending, Investments
Where does CRA Today Publish a Newsletter?
What internal document could you provide to your examiner as an industry best practice
Self Assessment/Performance Context
How Tall is Linda?
Small but Mighty (5'2")
If a business' gross annual revenues are above $1 million, where else could you look to see if it would still be considered a small business?
SBA Table of Size Standards
What Loan Types are reviewed under the Retail Lending Test?
Closed-End Home Mortgage, Small Business, Small Farm, Auto
Where would you post to share that you got an OUTSTANDING on your CRA Exam?
Celebrate, Gags & Giggles
What document can you utilize to tailor your exam to be critiqued based on specific criteria?
Strategic Plan
What is Linda's Mission?
To inspire bankers to forge local opportunity and impact by leveraging capital for the greater good.
Other than looking at HUD's Fair Market Rents, what is another method that has been used to find naturally-occurring affordable housing?
30% max income calculation