Numbers
Health/Accident
Disability Income
Long Term care
Terms
100
An aggrieved person has this number of days to request a hearing?
What is 20 days
100
Hospital expense policy, covers hospital room and board and miscellaneous hospital expenses.
What is Basic Hospital Plans
100
This is the amount of time a previously disabled client has after returning to work to qualify for a recurrent disability benefit?
What is 6 months
100
Medicare will cover these number of days in a skilled nursing home care benefit period, when these conditions are met, after 20 days beneficiaries must pay a coinsurance fee.
What is 100 days
100
In the event of total disability, this policy will pay loan or credit card payments on behalf of the insured.
What is Credit accident and health insurance
200
The minimum number of employees to be considered a group to be under WI, Continuation law
What is 2
200
Is an indemnity plan, i.e. the physicians are paid a fee for their services rathar than a salary.
What is a PPO
200
This disability benefit option will pay %50 of the total disability for up to 6 months?
What is Partial disability benefit
200
A group lomg-term care policy must have a right to continue privilege. How long, after termination under the group policy, does the individual have to convert?
What is 31 days
200
In the proof of loss provision, the insured must submit written proof of loss within this time frame?
What is 90 days
300
The number of days an insurance company has to notify OCI of an agents termination?
What is 30 days
300
What health insurance provider actually provides medical care?
What is a HMO
300
A disability deductible is expressed as?
What is Time
300
LTC Partnership plans are a coordinated program between insurance companies and the ...
What is State government
300
A network of physicians who work out their own office and participate in the HMO on a part-time basis.
What is Open-panel HMO
400
A mid-term cancellation is not effective until at least this number of days after a first class mailing?
What is 10 days
400
This organization offers a reduced premium and or increased coverage?
What is a PPO
400
What definition of disbility is most liberal?
What is Your occupation
400
During this period benefits will NOT start the first day a covered person goes into a nursing home or starts using home care.
What is Elimination period
400
Maximum benefit payable for the accidental loss of vision in one or both eyes, or the loss of a limb at or above the wrist or the ankle.
What is Capital sum
500
The commissioner must be notified of a change of address within this number of days?
What is 30 days
500
These services are not part of a major medical policy except for the treatment of (TMJ)
What is Dental services
500
What are individual disability income policies based on?
What is Earned income
500
What are the 2 main ways to pay LTC premiums?
What is Continuous payment and Limited payment
500
Social security pays a benefit to the surviving spouse left to care for a child under the age of 16. That benefit stops when the child turns 16 and will not resume until the surviving spouse is at least 60.
What is black out period