🩺 MEDICAL MOVES
Good news for the wallet: these are staying flat for hourly and salaried associates in 2027.
What are medical rates?
Beginning in 2027, preventive and diagnostic dental care will no longer reduce this.
What is the dental annual maximum?
Payroll deductions for this plan decrease 5% in 2027 while maintaining the same coverage level.
What is the Medical Payment Plan?
True or False: Full-time hourly and salaried associates can simply assume every 2026 election will automatically carry over for 2027.
What is FALSE? Most elections carry over, but there are benefits/actions requiring active attention.
An associate asks, “What's one of the biggest positives with our medical cost for 2027?”
What is medical rates are staying flat?
This new Anthem medical option uses predictable copays instead of deductibles and coinsurance.
What is Coupe Health?
Depending on the dental plan, associates may have this much available as their annual maximum.
What is $500, $1,000 or $2,000?
The Medical Payment Plan payroll deduction decreases by this percentage.
What is 5%?
Associates need to actively certify for this discount for 2027.
What is the Tobacco-Free Discount?
An associate says, “Healthcare costs confuse me. Is there a new option designed to make costs more predictable?"
What is Coupe Health?
Coupe Health lets associates compare providers using these two factors before receiving care.
What are cost and quality?
Replacement frequency for dental prosthetics such as crowns and bridges changes to this period.
What is 10 years?
The 2027 HSA individual annual contribution limit increases to this amount.
What is $4,500?
This other program discount requires associates to actively certify and complete the applicable requirements.
What is the Healthy Living Program Discount?
An associate on the Deductible First Plan says, “I love my doctor, so I don't need to check anything this year.” What important question should the leader encourage?
"Is your provider in-network for 2027?” The Deductible First Plan is eliminating out-of-network coverage except under the stated exceptions.
Generic medications for these two conditions will cost $0 for Anthem members in 2027.
What are diabetes and high blood pressure?
This existing vision benefit is adding hearing benefits for 2027
What is EyeMed?
The 2027 HSA family annual contribution limit increases to this amount.
What is $9,000?
Associates who want these accounts in 2027 need to actively enroll rather than rely on a prior-year election.
What are Health Care and Dependent Care Spending Accounts?
An Anthem member needs help navigating a health condition, finding specialized care or connecting to certain resources. This enhanced support is available in 2027.
What is the personalized health concierge?
Under the Deductible First Plan, this type of medical coverage is going away, except in certain emergencies or where required by law.
What is out-of-network coverage?
⭐ Daily Double: Name BOTH new hearing benefit amounts: one for hearing exams and one for hearing aids.
What are a $50 hearing exam reimbursement and a $400 hearing aid benefit?
Bonus: Adults can receive the hearing exam reimbursement every 24 months and the hearing aid benefit every 48 months; for children, those periods are 12 months and 24 months respectively.
Give the HSA individual and family annual contribution limit changes from 2026 to 2027. (example: 2026 individual coverage was $100 and 2027 is $150. 2026 family coverage was $200 and 2027 is $300)
What are $4,400 → $4,500 for individual coverage and $8,750 → $9,000 for family coverage?
⭐ Daily Double: Name three items a leader should remind an associate to actively review or complete rather than assuming everything simply carries over.
What are the Tobacco-Free Discount certification, Healthy Living Program Discount requirements/certification, and Health Care/Dependent Care Spending Account enrollment?
An associate says, “Nothing changed for me, so I don't need to look at Annual Enrollment.” What's the best leader response?
“What is: Review your 2027 options and required actions anyway?” Leaders can point out the new options and changes and remind associates that certain benefits require active action.