Money Matters
Important Documents
Life & Career Skills
Home Habits
Traps & Tips
100

This 3-digit number can determine if you get an apartment, job, or car in the future.

What is a credit score?

100

This document is what proves the ownership of a vehicle that is issued by the DMV.

 What is a car title?

100

You should send this to the person who interviewed you after it is over.

 What is a thank you note/email?

100

You should wash this every 1–2 weeks even if it “looks clean.”

What is your bedsheet or pillowcase?

100

Fast food restaurants purposely use these two colors to make you feel hungry.

What is red and yellow?

200

This fee may be charged when your bank account balance drops below zero.

What is an overdraft fee?

200

You’ll need this form of identification unique to you to apply for jobs, loans, or government documents.

What is a social security number?

200

This is the term for when people create and maintain professional connections with others that could be valuable later on.

What is networking?

200

If your power goes out, check this before calling the landlord.

 What is a circuit panel or breaker box?

200

Signing this on a college campus could mean you're trapped in thousands of dollars of debt—without realizing interest starts now.

 What is a private student loan?

300

You should start building this financial cushion for unexpected costs.

 What is an emergency fund?

300

This is a form that students and their parents complete to apply for federal student aid, such as grants, scholarships, and loans.

What is FAFSA?

300

This professional networking site can help you find jobs and connect with employers.

What is LinkedIn?

300

According to the American Cleaning Institution, you should be cleaning this common item every day.

What is your cell phone?

300

Employers aren't legally required to give you this in the state of North Carolina. 

 What is paid vacation?

400

If you don’t pay this bill on time, it can hurt your credit score.

 What is a credit card bill/loan payment?

400

This document is often required when applying for an apartment, car loan, or government ID.

What is proof of residence? (utility bill, bank statement, driver's license, lease agreement, etc.)

400

You can ask a teacher, coach, or employer to write this when applying to college/jobs.

What is a letter of recommendation/reference?

400

If you leave pizza in the box on the counter overnight, you should do this.

What is throwing it away?

400

This is how old you have to be to rent a car.

 What is 21 years old? (except New York and Michigan)

500

The percentage of Americans who can’t afford a $400 emergency expense.

 What is 60%?

500

This is an Internal Revenue Service tax form used in the United States to report wages paid to employees and the taxes withheld from them.

 What is a W-2 form?

500

You should do this before a job interview, even if the company is small or local.

 What is research the company online?

500

Even though this affects your rent, job, and education, many people do not complete this important survey.

What is the US Census?

500

You can protect yourself from being taken advantage of at work by understanding this federal law.

What is the Fair Labor Standards Act (FLSA)?