Home endorsements
On a basic homeowners package, what amount of coverage is provided for jewelry, watches, and furs (theft only)
$1500
In the state of Maryland, what dog breed is unacceptable?
None
How many hours per day are claims agents available to help policy holders?
24 hours
If a customer has this kind of lock on all exterior doors, they qualify for an additional credit in most states.
Dead bolt lock
How much is the deductible on valuable items blanket coverage?
$0
Advantage plus package carries what deductible for lock replacement?
$100
In North Carolina, a dwelling must be at least how many feet away from the coastline to qualify for the program?
2000 feet
Which endorsement provides additional dwelling coverage in the event of a total loss when the amount of a loss exceeds the stated limit for Coverage A?
Additional limits of liability
This optional endorsement increases your coverage limits up to 10% of your policy plan (limitations) when you use green, environmentally friendly materials or processes for repairs or rebuilds after a covered loss?
Green rebuilding
The minimum amount of liability coverage on any home policy.
$100,000
The Advantage plus package carries what amount of coverage for Refrigerated Products?
$2000
In CT, if coverage A is greater than this amount, you must refer to uw at issue
$750,000
What benefit waives a home deductible up to $5000
Protector plus
This endorsement covers 100% of the insured value of selected items should they be damaged or destroyed in a total covered loss.
Scheduled Personal Property Coverage
Which coverage can be decreased to 40% of dwelling coverage?
Personal property
What is the basic coverage amount provided under the ordinance and law endorsement?
10%
In New Jersey, if any part of the home is rented to others and built prior to 1980, what is required prior to issue?
Certificate of lead remediation
Which endorsement gradually reduces coverage based on the roof age and material for the perils of wind or hail?
Roof Value Schedule
Our Call Centers have won which Certification for the Service Experience we provide in comparison to other call centers both in and outside of the insurance industry, for multiple years.
JD Powers
Solar panels on a home is protected under which coverage?
Dwelling
The water backup endorsement on a H03 policy in Michigan provides how much coverage?
$5000
In the state of Texas, if someone has calls in regarding a quote for a house boat, how do we proceed?
Refer to underwriting
How many loss free years does a homeowner have to go to qualify for disappearing property deductible on a home advantage plus package?
3 years
What prestigious award and recognition has the Hartford received from the Ethisphere Institute?
One of the World's Most Ethical Companies
Motor vehicles that are not required to be registered for use on the public roads or property and are used solely to service an insured's residence, or is designed to assist the handicapped are protected under which coverage?
Personal property