Lending
A client is applying for a HELOC and is a Risk Grade 1. Their maximum DTI moves from 43% to what amount?
What is "50%"
True of False. A mortgage referral is qualified when a partner has a purposeful discussion with the client.
Premier managed clients and Truist One-Level 5 clients have a daily zelle limit increased to $5,000 from the default limit of _____?
What is "$2,500"
The CD maturity report can be accessed in Document Direct under the code ______.
True or False: We can refer Transportation businesses to McGriff for Small Business Insurance.
What is "True." It doesn't go to the regular team but there's two teammates that handle transportation so long as it's not transportation of people (ex. Uber, Lyft, Ambulance.)
A client has a vacation home at the shore and are interested in opening a line of credit on this residence. This is acceptable provided they do not what?
True or False: For a premier referral to be qualified, the client must have $250k in investible assets with Truist.
What is "False"
Credit is awarded on P2P for consumer online banking enrollments and mobile banking enrollments if the first login occurs within how many days?
What is "90 Days"
True of False. A client writes a check to Truist Investment Services. This transaction will be automatically removed from the branch's baseline.
What is "False." ACH is automatic but Checks must be manually adjusted.
True or False: For Mobile Check Scanners the client must purchase or lease a Truist Deposit Scanner.
A client is interested in a $25,000 personal loan but decides to increase the request to $31,000. What additional requirement is now needed for the application?
What is "Matching Liquidity"
A Premier Banker's scorecard consists of
1. Lending (including mortgage)
2. Deposits
3. Insurance
4. Investments
5. VOC
6. ____________
What are "Financial Plans"
Recurring mobile check deposits and zelle payments are credited to the branch scorecard once per _____.
What is "quarter"
The balance change report has two reports. One report is money movement over $100k. The other report is money movement over _____.
What is "$25K"
Digital Treasury is a better option for clients who are going to be sending more than ___ wires per month.
What is "10."
This is the year of the oldest model vehicle we can finance with an Truist Auto Loan.
When is "2006"
Credit for a CAC referral is limited to one referral per client per ____ days.
What is "180"
Immediate availability is available via mobile deposit for a nominal fee. The fee is 2% of the check amount if deposit is over this amount and $1 if the deposit is under this amount.
What is "$100"
The pathway from the branch banking page on the Source to find the Balance Change Report is as follows...
What is "Daily Performance Reporting -> Deposits Folder"
True or False: In most cases, a Small Business client will not need to provide documentation or a dec page to obtain a quote.
What is "True." There are exceptions to some industries and business types but most businesses will just need to provide information about the business.
This is the maximum DTI for a Truist Auto Loan.
What is "65%"
A referral to CAC is qualified when a client is
1. interested in discussing non-FDIC options,
2. client has investment needs beyond 1 year,
3. partner and client communicate,
4. has a +$50k need with at least $100k in _________.
What are "Investible Assets"
When a client is enrolled in e-statements they can view their account statements up to ___ years.
What is "7"
The average deposit growth goal per branch by year end is ______.
True or False: The McGriff ready line is ideal for Small Business clients who would like a call back within 2 hours to speak with a rep.
What is "False." The ready line is for instant connections!