Baby you can
Drive my Car
It's a Matter of
Life and Death
Webster's
Take
Home,
Home on the
Range
It's more
Complicated
than That
100

A policy you can purchase to provide financial protection in the event of an auto accident.

What is Automobile Insurance?

100

Life Insurance that covers an insured for a set period of time.

What is Term Insurance?

100

The amount of money and individual or business must pay for an insurance policy.

What is a Premium?

100

Insurance that protects the dwelling and personal property of the policyholder and covers the homeowner's personal liability for covered injuries or damage to others.

What is a Homeowners Policy?

100

The amount a term life policy is worth if you cancel it.

What is $0 (Nothing)?
200

The elective coverages on an auto policy that people often refer to as "Full Coverage".

What are Comprehensive and Collision?

200

To be paid upon the death of an insured person.

What is a Death Benefit?

200

A request by a policyholder or third party to an insurance company for compensation of losses covered by insurance.

What is a claim?

200

The most common type of claim against home insurance policies in NE.

What are wind and hail claims?

200

The payment method that usually results in the least expensive premium.

What is Annual or monthly EFT?

300

In an insurance claim this is the amount subtracted from an insurance settlement which the policy holder is responsible to pay themselves.

What is a deductible?

300

Life Insurance that will cover the insured for the duration of their life as long as the premiums are paid.

What is Whole Life Insurance?

300

Terminating an insurance contract before the specified end-date listed in the policy.

What is a Cancellation?

300

If something is valuable enough you may need one of these to cover it under your homeowners policy.

What is an appraisal?

300

The type of policy that will cover your laptop (and most other personal items) if they are stolen from your car. 

What is your home/renters/condo insurance policy?

400

The optional coverage that pays for injuries in a car accident regardless of fault.

What are Medical Payments?

400

The person(s) who will receive the death benefit should the insured person under a life insurance contract pass away.

Who is/are the beneficiary(s)?

400

Having more coverage than your property or assets are worth.

What is being Overinsured?

400

An optional coverage that when purchased may be the only way to cover water damage resulting from water that has come back into a home from the sewer or utility line.

What is Water backup of sewers or drains coverage?

400

A policy that can add an additional layer of liability coverage beyond the individual/aggregate liability limit on your home or auto policy and in some cases can extend this coverage to your uninsured/under-insured liability as well?

What is a Personal Umbrella or Excess Liability Policy?

500

-- Daily Double --

Allstate comically refers to this actor as "Safe Drivers Save 40%".

 





Who is Dennis Haysbert?

500

A portion of the insurance company's profits that are paid to policy holders on a whole life policy. 

What is a Dividend?

500

Any person or party besides the policyholder who is added to a policy, so that they will also be covered by that policy.

Who is an Additional Insured?

500
Wind and Hail claims are very big issue in NE.  In response many insurance companies have stopped offering flat deductibles for this type of claim and now offer what instead? 

What are Percentage Deductibles?

500

-- Daily Double --

This famous Nationwide Spokesperson is also known for being the losing quarterback in the 1998 Orange Bowl to the Nebraska Huskers.  What was the score of that famous game?

What is Nebraska 42 - Tennessee 17?