Financially Fit
What number assesses your ability to pay back borrowed money and helps determine interest rates and loan approval?
Credit Score
Which amendment protects your right to free speech in the U.S.?
The First Amendment
What is the main document you submit when applying for a job that outlines your work history and skills?
Resume
What is the most effective natural ingredient for removing odors from a refrigerator?
Baking Soda
How many hours of sleep does the average adult generally need each night to maintain good mental health?
7-9 hours
What’s a retirement plan that’s typically offered by an employer and allows for pre-tax contributions?
401k
What document do you need to bring with you to vote in person?
A government-issued photo ID
Name two qualities employers often look for in a good employee.
reliability, punctuality, communication skills, teamwork, or a strong work ethic.
What is the typical minimum credit score needed to qualify for a conventional mortgage?
620
What is the main difference between a psychologist and a therapist?
Therapists provide counseling, psychologists focus on diagnosing and research
What’s compound interest?
Interest that’s earned on both your principal and previously earned interest
Where can you typically go in your community to access free or low-cost resources like job help, GED classes, or public computers?
Local library
How many minutes before a scheduled job interview is it best to arrive?
About 10 to 15 minutes early
What is the most energy-efficient time of day to run your dishwasher?
At night (off-peak hours often cost less and reduce energy grid strain)
What term is defined as a state of emotional, physical, and mental exhaustion caused by excessive and prolonged stress, often related to work or caregiving?
Burnout
What’s an example of a fixed expense?
Rent or mortgage payments
Car payments
Insurance premiums (like health, auto, or home insurance)
Student loan payments
Subscription services
What is the purpose of a Social Security number and the card it comes on?
) It’s a number used to track your employment and earnings for tax and benefit purposes
What is the purpose of a cover letter in a job application?
To explain why you’re a good fit for the job and introduce yourself.
How often should you change the air filter in a typical home HVAC system?
Every 1-3 months
What is “grounding” in mental health self-care?
A method for connecting with the present moment using your senses
What’s the principal on a mortgage?
The total amount borrowed to buy a home
What is FAFSA?
A form to apply for financial aid from the U.S. government
What website is the top most used to search for job openings online?
Indeed
What does “pre-approval” mean in the home-buying process?
A lender has reviewed your finances and conditionally agreed to lend you a certain amount
What percentage of adults in the U.S. experience a mental illness in a given year?
1 in 5 (20%)