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Time Management & Health
Time Management
Budgeting and Saving
Budget
Shopping
100
True/False: Eating one large meal per day is the best way to maintain your health.
What is False
100
In managing time, health and work, which of the following goals is most sensible? a) Pick the factor you care about most; maximize that one and ignore the others b) Try to find a balance c) Let whatever happens happen
What is b) Try to find a balance
100
Which is NOT a money management skill discussed in the reading material? a) estimating expenses b) managing your time in a healthy manner c) formulating a budget d) saving for emergencies.
What is b) managing your time in a healthy manner.
100
Preparing a budget is: a) an ongoing process b) something you only have to do once in your lifetime c) not an effective way to save money d) a method for calculating take-home pay
What is a) an ongoing process
100
What is the main reason people shop? a) to have fun with friends b) to provide for primary needs c) to look stylish d) to express personality
What is b) to provide for primary needs
200
On Average, the ideal amount of sleep for most adults is: a) 4-5 hrs b) 5-6 hrs c) 7-9 hrs d) 10-12 hrs
What is c) 7-9 hrs
200
Time management can help you: a) reach your long-term and short-term goals b) minimize stress from feeling too busy c) balance work, rest, and recreational activities d) all of the above.
What is d) all if the above.
200
What are some typical expenses for a person just starting out in a rental apartment? a) interest income, tax refunds b) take home pay, mortgage insurance c) rent, renters insurance, transportation costs d) all of these
What is c) rent, renters insurance, transportation costs.
200
Money in your emergency fund could be wisely used: a ) to buy a new pair of shoes that went on sale b) to put money down on a new car c) to pay for unforeseen health expense d) to lend money to a friend to pay off credit card debt.
What is c) to pay for an unforeseen health expense
200
A car and a computer are examples of what? a) secondary needs b) excess c) primary needs d) none of these
What is a) secondary needs
300
Which of these is not a result of regular exercise? a) preventing weight gain b) causing your heart to wear out faster c) helping reduce your stress levels d) helping you stay mentally alert
What is b) causing your heart to wear out faster.
300
If owning a car costs your $ 350 per month but allows you to work a second job that provides take-home pay of $125 per week, is it worth it financially to have the car?
What is yes.
300
which of the following is an example of irregular income? a) a full-time job b) a part-time job c) a graduation gift d) both b and c.
What is c) a graduation gift.
300
How much money should you save each month? a) always save 10 % of your income b) you must decide what you can afford c) save $50 from every paycheck d) only save your spare change
What is b) you must decide what you can afford.
300
Which is NOT a step in researching your purchase? a) comparing prices b) getting your friends' approval c) looking at customer reviews d) trying on apparel.
What is b) getting your friends' approval.
400
Which of the following is a true statement? a) short-term goals are more important than long-term goals. b) You should eat more of the foods at the top of the food pyramid c) lack of sleep can weaken your immune system d) pasta and chicken are in the same food group because they both contain protein.
What is c) lack of sleep can weaken your immune system.
400
True/False: It is generally better to concentrate your exercise time on the weekends only for maximum aerobic benefit.
What is False
400
Why is it harder to estimate expenses than to estimate income? a) expenses often change more from month to month. b) You can never truly know how much you spend c) your income will never change d) none of these
What is a) expenses often change more from month to month.
400
Which is not something you should look for in a savings account? a) low (or no) monthly fee b) rewards for using your debit card c) free online banking d) competitive interest rates
What is b) rewards for using your debit card.
400
How can you tell the value of a purchase? a) looking at the price tag b) asking a friend c) thinking of how it will affect your life d) figuring out how much it cost to manufacture.
What is c) thinking of how it will affect your life.
500
True/False: When starting out a career, you should always work at least two jobs so that you can accumulate money for investing and long-term growth.
What is False.
500
Which method of commuting is most likely to reduce your need to go to the gym or get a treadmill? a)car b) bus c) walking d) none of the above
What is c) walking
500
A budget can help you reach a financial goal by: a) showing you how you can earn more income b) allowing you to see where you can cut back on spending c) giving you the tools to change more fixed expenses to flexible expenses d) all of these.
What is b) allowing you to see where you clan cut back on spending.
500
When estimating income, it is better to be: a) a little low b) a little high c) either, it doesn't matter.
What is a) a little low.
500
The Better Business Bureau is: a) a government agency in charge of recalls b) a place to report fraud or identity theft c) a company that develops rules to protect consumers d) a nonprofit consumer organization.
What is d) a nonprofit consumer organization.