ACH
12:30 pm PST
What is the Same Day ACH cut off time?
4:15 pm PST
What time is the ACH Positive Pay cut off time?
The armored vehicle that transports deposits and change orders to vault and customers.
What is a Courier? (Loomis, Garda, Brinks)
8:27am; 9:00am; 10:32am; 11:00am; 2:00pm; 4:00pm; 5:00pm; 6:00pm; 7:00pm; 8:00pm
What are the Batch Cutoff Times?
2:45 pm PST
When is the cut off time for outgoing Wires?
A 10-digit identifier that banks and NACHA use to identify entities that send or collect payments via ACH
What is an ACH Company ID?
A service that prevents check fraud by additionally comparing the payee names in the company's check issue files against checks being presented for processing.
What is Payee Positive Pay?
11:00am PST
What is the cut off time for online orders?
The user role in DLM that allows for a user to make deposits, view history, build reports, register and complete installation process. Full access user.
What is an administrator?
A detailed monthly overview of their account balances, transaction activity and Treasury Management services used
What is an Account Analysis Statement?
Corporate Entry Unauthorized – RDFI has been notified by business account holder that a specific transaction is unauthorized.
What is a R29 code?
Clients are provided with a list of paid checks to compare with their records. If they would like any items returned, they would issue a return decision.
What is Reverse Positive Pay?
A set and forget order, manually filled by vault on predetermined days for predetermined amounts.
What is a Standing Change Order?
A software Solution that is used by web clients to interface with USB based scanner without the use of ActiveX or Java.
A service where remitters simply mail their payments directly to a post office box assigned to our customer. We then collect and process these payments according to their instructions.
What is Lockbox?
ACH Information communications available in reporting through online banking.
What is ACH Remittance Advice/Addenda Record?
The days set by a company to indicate when an issued check item is outdated or stale. 180 days is the defaulted value in Commercial Online Banking.
What is a Company Stale date setting.
What is InstaVault?
A possible solution for clients who utilize third party vendors to send x9.37 image files on their behalf.
What is RDC Direct Send?
A device that generates a one-time passcode to authenticate customers for online banking login and/or services.
What is a Token?
An entity that governs the ACH Network, the payment system that drive Direct Deposit and Direct Payments with the capability to reach all U.S bank and credit union accounts.
What is NACHA
A required document a client is required to complete when returning an ACH transaction that has a consumer Standard Entry Class code (SEC) such as PPD.
What is a Written Statement of Unauthorized Debit (WSUD)?
A service in which a special depository relationship with Wells Fargo for a limited number of customer relationships to use their branch network for cash deposits and change orders.
What are Special Depository Services (SDS)?
Panini M:Ideal and EverNext scanners
What Scanners are compatible with Apple Users / Mac OS?
ABA #092971561
What is the ABA number for Controlled Disbursements?