Auto Company
Elianna smedi, in a panic after sleeping through her alarm realized she had left her car headlights on, and her car would not start. What third party company does state farm use to help her get a jump start?
Agero
Mike Smirby wants to insure his University class ring from the second most prestigious University in Texas.
In order to make sure that it is covered for all losses, what type of policy should he purchase?
Personal Articles Policy
(hook em)
What form of life insurance is typically cheapest….if you want to have coverage until the day you die.
Permanent
DOUBLE JEOPARDY
While trying to keep up with his wife on a run, Mr. Law Smenderson hurt his elbow and had to have emergency surgery. What policy would help cover his initial 2 day stay in the hospital?
Person 1 : Once Met Gwen Stefani
Person 2 : Has had 16 teeth pulled out by the dentist
Person 1 : Mike
Person 2 : Elianna
Dave Ramsey is buying a new 2023 Ford F350 and has decided to finance it with his local credit union. What is the highest deductible his bank will allow him to carry?
1,000
Faith Smannet recently got engaged and wants to insure her engagement ring on her renters insurance.
What is the maximum amount of insurance her renters coverage can extend for her ring?
2500
2 part question
What 4 letter acronym do we use to help families determine how much coverage they need?
You must list a total of 4 examples from this list and 1 from each category
L
I
F
E
Lana’s clumsy son, Smalex, broke a bone again and was hospitalized for one day. How much money can his family expect to receive if he has our cheapest health insurance policy.
250.00
Person 1 : this person lived in japan for 3 years
Person 2 : this person does not know how to swim
Person 2 : Faith
2 part question: you must get both answers correct.
What is the name and 6 month cost of the coverage that helps protect employees while driving a company car.
UNOC
7 dollars and 12.30
DOUBLE JEOPARDY
Justin McUnderwriter is in the process of buying a condo. He decided to go to home depot and price out the flooring, paint, light fixtures, cabinets, toilet, shower, oven, basically everything in the house if he needed to rebuild it. After adding everything up he thinks there is roughly 150k in value.
Should he have Coverage A, B, L, or M at 150k?
The Jackdorfs purchased an additional term life insurance policy in 2021 for Mariah when she was pregnant with their son. What is the name of the rider that automatically gave coverage to their son when he turned 15 days old?
Child Term Rider
What SF product would a customer need to purchase if they want to guarantee a monthly benefit of 4k dollars due to being disabled?
Long Term Disability
Person 1 : This person signed themselves out of elementary school to attend a sporting event, with out telling their mother. Police were involved.
Person 2: Told their previous supervisor(not state farm related) to go swimming with cement shoes on
Person 1 : Liza
Person 2 : i think everyone knows this answer
Steve Smuerth, who has only been insured in our office for 2 years, has never been in an accident, however, his wife hit a curb while leaving her office parking lot and did extreme damage to her vehicle. This is her second at fault accident since being a customer. What percent of an accident surcharge should the Smuerths expect?
40%
2 part question, you must get both right.
Rosie, a Loyal SF customer, is very concerned about the mailman slipping on her driveway and suing her.
What is the full name of the policy she should purchase to ease her concern, and what class risk will she be?
She is a youthful driver and has an AFD on her car.
Personal Liability Umbrella Policy
Class 2
There is one and only one correct answer to this question.
What is the best life insurance policy?
The one that is in force when customer dies
With respect to disability insurance, what is the difference between Issued age vs attained age?
Issued age - premium based off the age in which your policy is issued (level)
Attained age- premium increased based off your age at the anniversary date of the policy (increasing)
Person 1: This person as a child was known to play hide and go seek at night in cemeteries.
Person 2: This person has met the Dalai Lama
Person 1 : Lana
Person 2: Justin
Lisa Nack and her fiancé are upgrading from their beloved travel trailer to a school bus (that have had all seats removed) to a motorhome conversion next spring. To insure the bus today do we submit the application in Necho, recreational paper apps, or as a new opportunity?
new opportunity.
Tina Boatin wants to insure her new party boat. She is located east of the 141st meridian of the west longitude, what is her boat zone?
39
Disclaimer - Randy’s discretion will play a roll on whether you receive points
Is permanent insurance whole life insurance or is whole life insurance permanent insurance?
And explain the difference
Randys discretion
Randy's Discretion :2 different yet both acceptable answers:
What is the difference between Medicare Supplement plan G at State Farm vs every other company
Answer 1: nothing. All medicare supplement policies are the same
Answer 2 : the price. we can choose how much we want to charge
Person 1: This person initially went to college to study fire sciences in hopes of becoming
Person 2: As a child this person was a competitive Irish dancer
Person 3: Lived in norway for a year
Person 1 : Rachel
Person 2: Rosie
Person 3: Whitney