ENROLLMENT & TIME OFF
Every employee must complete this in Employee Navigator by September 23, even when declining coverage.
What is re-enrollment or decline, and sign?
Why it Matters? Elections become effective October 1, 2026.
Both medical plans cover this in-network care at 100%
What is preventative care?
Confirm that the service and provider qualify as preventative and in-network.
These HDHP-linked, pre-tax dollars roll over each year and remain yours if you change jobs.
What is a Health Savings Account (HSA)?
Qualified medical distributions are tax-free. HSA enrollment is separate for January 1, 2027.
Principal dental covers in-netowrk exams, cleanings, and listed preventative services at this percentage.
What is 100%
The dental deductible is waived for listed preventative services.
At initial eligibility, an employee may elect this much voluntary life insurance without answering health questions.
What is up to $100,000?
The spouse guarantee-issue amount is $25,000. Higher amounts require evidence of insurability.
Full-time employees working at least 30 hours become benefit-eligible on this date
What is the first of the month following 30 days of employment?
Why it matters? A qualfying life-event change must generally be requested within 30 days.
For non-emergency colds, rashes, pink eye, and similar conditions, this 24/7 option may cost less than an office visit.
What is Amwell virtual care?
Medical visits are $75 or less depending on the plan. Amwell is not for emergencies.
This Traditional-plan account can reimburse qualified medical, dental, and vision expense, but requires careful planning because unused funds may be frofeited.
What is a Healthcare Flexible Spending Account (FSA)?
The 2027 annual limit shown in the guide is $3,400; carryover/garce-period rules apply.
Before major dental work, Principal recommends requesting this to undersatand the likely plan payment and your cost.
What is a pre-estimate?
Dental has a $1,000 annual maximum; qualifying low-use years may add $250 through Maximum Accumulation, up to $2,000.
If Long Term Disability (LTD) is not elected at initial eligiblity, employees must complete this and receive underwrting approval.
What is Evidence of Insurability (EOI)?
Personalized LTD rates are available in Employee Navigator.
Wolfe Electric provides this many paid sick-leave hours each year.
What is 56 hours?
The guide also lists 7 paid holidays, bereavement, and vacation that grows with service.
This Medica program may guide eligible members to hightly ranked in-network providers and pay up to $1,500 for covered serious events.
What is Proximal with Medica?
Proximal is a separate fixed-indemnity policy. Covered events and claim limits apply.
This HDHP-compatible accounts is limited primarily to dental and vision expenses.
What is a Limited Purpose FSA?
The guide shows a $3,400 limit for 2027 and a separate January 1, 2027 enrollment.
Vision benefits allow either contact leanse or these in a given year, but not both.
What are eyeglass lenses?
In-network exams are covered at 100% after the $10 exam deductible; materials have a $25 deductible.
Wolfe Electric matches 50% of employee deferral up to this percentage of pay for the 401k.
What is the first 8%?
Contributing 8% earns the maximu 4% employer match, for 12% total going into the account (8% employee deferral and 4% employer match).