State Specific
**DAILY DOUBLE** 2 part question 100 points each question
Part 1: What is Washington's Plate fee?
Part 2; When does the additional plate fee not apply?
Part 1: $10.00
Part 2: If the $20.00 plate fee is on the registration
What state requires the underwriting company in the Explanation of Payments?
Total loss calculator breaks down what 4 potential items for the total loss settlement per compliance?
Sales tax, Title Fees, Plate fees, and Registration
What endorsement is needed to waive your collision deductible if the identified at fault party does not have insurance?
UMCDW
What state(s) allows documentation to be completed/sent electronically?
WA and CA (DocuSign)
What documents is needed for an Owner Retained in Nevada that the Adjuster needs to complete?
VP 213 - Application for a Salvage Title
What are the 3 requirements for Early Pay (excluding MT)
1. Early Pay State
2. NO lienholder
3. Vehicle is at GRN or released
4.5
If the Insured's has Auto Loan Lease coverage and has rollover balance from a previous loan do we owe that amount with this endorsement?
No
Where do you find plate fees.
Total Loss Fee Calculator
What state automatically totals a vehicle if there is frame damage?
Oregon
What state do we need a copy of the salvage title to issue payment for Owner Retained?
Arizona
What are the three expectations to assign salvage?
1. Move Vehicle
2. Paperwork Sent
3. Provide Settlement
What Coverage Level endorsement(s) waives your Comprehensive deductible and Not at Fault Collision Deductible if the vehicle is a total loss?
Superior & Ultra
How does the Auto Data Direct need to be uploaded into the claim?
Category and Description
Category: Investigative Reports
Description: Auto Data Direct
Name the 3 states that do not require a branded title if your vehicle is a total loss due to Hail.
Colorado, Wyoming and New Mexico
WY Title, No Lienholder, $5,000 Settlement, $1,200 Salvage Value.
How much will you issue for Early Pay?
Wyoming is not an Early Pay state.
How many days from FNOL do you have to issue a total loss payment
20 Days
**DAILY DOUBLE** 400 points each correct answer
Part 1: What endorsement provides coverage to a Lyft/Uber driver if their app is on with no passengers(s)?
Part 2: Is this a specialist transfer claim?
Part 1: Ride Sharing
Part 2: No
What document do you need if there is a deceased party on the title?
Copy of Death Certificate
How do we handle sales tax in Missouri?
Be specific
We do not owe at the time of the settlement. Document TL 101A (INSD) TL101B (CLMT) has to be Notarized and mailed with settlement.
State refunds the customer the sales tax
WA Title, No Lienholder, $2,500 Settlement, $300 Salvage Value.
How much will you issue for Early Pay?
$1,500
If undecided what language is required to be included in the settlement letter/email?
APD Owner Retained Information
What are the requirements for New Vehicle Replacements to apply?
1. The insured is the original owner and the vehicle had not been previously titled
2. The claim has occurred within 365 days after purchase of the vehicle, plus the remainder of the policy term in which the 365th day from purchase ends.
What is the newest and best resource to utilize on your claims for contacting the customer?
TEXTING!!!!