FDCPA
What is CMS?
COMPLIANCE MANAGEMENT SYSTEM
Which parish in Jamaica has a capital that is not on a coastline?
Manchester
Me get a fresh from the stream in the valley
Haffi walk go to school, couple miles me a trod it
Me grow with mi granny as a source fi mi happy
Anuh chandelier and glitter, but da road yah did ragged and steep
Grandma say, me no fi turn thief, rise
Deep Jahi
You live in a one story house made entirely of redwood. What color would the stairs be?
What stairs? You live in a one-story house.
What are the 4 PII's?
Mother's maiden name
Address
Date of Birth
Social security Number
One of the biggest risks of FDCPA is?
THIRD-PARTY DISCLOSURE
How many parishes are in the county of Middlesex?
5....
When I can't sleep at night without holding you tight
Girl, each time I try I just break down and cry
Pain in my head, oh, I'd rather be dead
Spinning around and around
Boys 2 men
A boy was at a carnival and went to a booth where a man said to the boy, "If I write your exact weight on this piece of paper then you have to give me $50, but if I cannot, I will pay you $50." The boy looked around and saw no scale so he agrees, thinking no matter what the carny writes he'll just say he weighs more or less. In the end the boy ended up paying the man $50. How did the man win the bet?
The man did exactly as he said he would and wrote "your exact weight" on the paper.
Three things to provide to the consumer after verification?
Original Creditor
Current Owner
Debt Description
When skiptracing, you will ask to CONFIRM OR CORRECT 3 pieces of information:
1. THE CONSUMER’S HOME ADDRESS 2. THE CONSUMER’S PHONE NUMBER AT HOME 3. THE CONSUMER’S PLACE OF EMPLOYMENT (OR “POE”).
The original Indian inhabitants of Jamaica were said to be exterminated by the Spanish. The name of the original Indian inhabitants is.
Tainos
Mi love di one pon you ankle &
Di one above di rear
You si dat hipster
Jeans deh
Love di pair
Shorty got di breast
Wid di teddy bear
Jahiem pon har foot
Vybz Kartel
Mr. and Mrs. Mustard have six daughters and each daughter has one brother. How many people are in the Mustard family?
There are nine Mustards in the family. Since each daughter shares the same brother, there are six girls, one boy and Mr. and Mrs. Mustard.
If you are insecure or frustrated with something during your workday, it will come out in your voice, too. As a professional collector, you must learn to control the emotion in your voice. ______ or PMA, must take the lead
Positive Mental Attitude
What are the three sub parts under GLBA
Financial Privacy Rule
Safeguards Rule
Pretexting
The infamously known as the ‘wickedest city on Earth' was where in Jamaica ?
Port Royal
Always on my mind (you're always on my mind)
You're always on my mind (thoughts of you)
Thoughts of you all the time (all the time)
You're always on my mind
Brandy
What has six faces, but does not wear makeup, has twenty-one eyes, but cannot see?
A die (dice)
What are the 8 collection Checkpoints?
Verify the cx
identify yourself
Request payment in full
Pause
Ask and listen for challenges
Negotiate solutions
Confirm arrangements.
Close the call
What are the five services offered in Debt collection?
First party collections
Third party collections
Bankruptcy management
Skiptracing
Debt Purchasing
Over which (3) parishes does the Blue Mountain stretch?
St.Thomas, Portland and St. Andrew
The mark of the beast a come in under sneaking under man feet
A revelation time, check the signs of the time, you no feel the heat
From you see how the youths them leggo out the street
And you know say things nah go sweet
Man a hustle man a shuffle hungry belly deh a yard can't find food fi eat
Richie Spice
There are 20 people in an empty, square room. Each person has full sight of the entire room and everyone in it without turning his head or body, or moving in any way (other than the eyes). Where can you place an apple so that all but one person can see it?
Place the apple on one person's head.
SIF the following: $9734.12 to a whole number
125