Stocks
How do stocks make money?
earn a return on their investment.
Is bonds a high or low risk?
low credit risk
Fees for mutual funds?
Expense ratios and potential load fees.
Can anyone open a savings account?
Yes
Is the certificate of deposit (CD) insured?
Certificate of deposit CD)are insured by the FDIC
Is options trading profitable?
Options trading can be one of the most lucrative ways to trade in the financial markets.
What is the biggest risk for bonds?
Inflation Risk
Mutual funds risk high or low?
Is Savings account risk low/high?
Low
What Are the Penalties for Early Withdrawal?
three months' interest
Is the risk low/high for stocks?
High Risk
Is the bond's interest rate a fixed or a floating one?
floating rate bonds have an interest rate that adjusts periodically
what are the types of mutual funds?
Stock funds, bond funds, balanced funds
why is it best for you to have a savings account?
Emergency funds, short-term savings goals
what is the term length for certificate of deposit?
What does stocks represent?
Represent ownership in a company
What are the 5 main types of bonds?
Treasury, savings, agency, municipal, and corporate.
Who manages the fund?
The portfolio manager is key to the success of a mutual fund
Who is offering savings accounts?
Offered by banks and credit unions
How much does FDIC insure in Certificates of Deposit?
FDIC insured up to ($250,000)
An IPO is when a private company sells its shares to the public.
what do bonds represent?
a loan from the buyer (you) to the issuer of the bond.
What are mutual funds?
A pooled investment in stocks, bonds, and securities.
Is saving account insured?
FDIC insured up to ($250,000)
What is a Certificates of Deposit?
Offers a higher interest rate for leaving money in an account for a set time.