Credit Scores
300-850
What is the range of credit scores?
Borrowing money, goods, or services now.
What is credit?
What do you agree to pay back later?
What is credit?
Pay these on time, every time.
What are bills?
This animated film features a clown fish named Marlin who goes on an adventure to find his son.
What is "Finding Nemo"?
Credit scores are based on reports from three credit reporting companies: Experian, TransUnion, and this.
What is Equifax?
Borrowing credit comes with ___?
What is responsibility?
This is a grade of how well you handle credit.
What is a credit score?
Don't get too close to this, or you'll be maxed out
What is your credit limit?
In this movie, a young girl named Moana sets sail to save her island with the help of a demigod named Maui.
What is "Moana"?
True or False: To raise your credit score, you should close any accounts that you aren't using.
False
What is the original amount borrowed?
What is principal?
Name the two types of credit we discussed.
What is credit cards and loans?
Don't do this too much in a short time period
What is applying for credit?
This film follows a toy cowboy and a space ranger who are trying to find their way back to their owner, Andy.
What is "Toy Story"?
You can improve your credit score by doing this on time
What is making payments?
Name two purchases having good credit would be important for?
What is a house and car?
A FICO score is calculated by how many things?
What is 5?
Pay off your credit card balance every month to avoid paying this type of charge
What is are fees/interest?
In this movie, a young boy named Hiro creates a robot named Baymax to help him solve a mystery.
What is "Big Hero 6"?
Experts advise keeping your use of credit at no more than this percent or your total credit limit.
What is 30%?
Name a company that calculates your credit score.
What is FICO or VantageScore?
FICO score is based on % of different things, what is the largest percent for?
What is payment history (35%).
Having high __________ impacts your credit score.
What is credit card balances?
In this 2023 film, a young girl teams up with a group of magical creatures to save her enchanted kingdom from an evil sorcerer.
What is "Wish"?