What year did John Hancock begin selling individual long term care policies?
What is 1987.
100
This applicant has Type 2 Diabetes, name the most significant blood test which indicates degree of control.
What is the A1c reading?
100
What does LFT stand for?
What is Liver Function Test.
100
The applicant is an insulin dependent diabetic, what does the underwriter need to know about their medications.
What is the number of units of insulin used per day.
100
ICD9 Code 714 stands for
What is Rheumatoid Arthritis?
200
Name the two benefit triggers for a long term care policy?
What is the inability to perform 2 out of 6 Activities of Daily Living (ADLs) or a severe cognitive impairment
200
An echocardiogram is conducted on this applicant due to a history of Congestive Heart Failure (CHF) and heart murmur, what findings is the underwriter looking for on the echo?
What is the presence of LVH, the ejection fraction % and any valvular heart disease?
200
Tell us how to abbreviate the following:
- Rheumatoid Arthritis
- Ulcerative Colitis
- Osteoporosis
What is RA, UC and osteoporosis (should be spelled out).
200
The applicant has been on Zoladex injections for the last 6 months following a surgical procedure, what diagnosis does the applicant likely have?
What is Prostate Cancer.
200
Give the ICD9 code for Osteoporosis.
What is 733.0
300
Name the 6 Activities of Daily living (ADLs).
What are Bathing, Eating, Dressing, Toileting, Transferring and Continence?
300
This applicant has Osteoporosis diagnosed 5 years ago with a history of a hip fracture last winter due to a fall on the ice. Name the test results that the underwriter is looking for.
What are T-scores from all bone density tests performed in the last 3 years?
300
TIA stands for what?
What is Transient Ischemic Attack?
300
Percocet and Percodan are what type of medication?
What is narcotic pain relievers?
300
Give the ICD9 code for Hodgkin's disease.
What is 201
400
HIPAA stands for what?
What is the Health Insurance Portability and Accountability Act.
400
The applicant has Stage 2 Chronic Kidney Disease, name the two blood tests the underwriter needs to see.
What are the Creatinine and BUN levels?
400
MCTD stands for what?
What is Mixed Connective Tissue Disease?
400
Medical records note prescriptions for Aricept and Namenda, what diagnosis does the applicant likely have?
What is Alzheimer's disease or other type of dementia.
400
APS has the following codes noted: 722.6, 720.0 and 401, give the diagnoses.
What is Degenerative Disc Disease, Ankylosing Spondylitis and Hypertension.
500
Name two of the services covered under a long term care policy.
What are:
Home Health Care
Adult Day Care
Respite Care
Home Modifications
Durable Medical Equipment
Continuing Care Retirement Community
Hospice Care
Assisted Living
Nursing Home
Bed Reservation
500
Name three of the Liver Function Tests:
What are: ALT, AST, GGT, Alkaline Phosphatase, Total Protein, Albumin, Globulin, A/G Ratio, Bilirubin, Prothrombin time.
500
The applicant has bilateral internal carotid artery disease noted in the records. The right side has 70% and the left side 99% stenosis. How would you abbreviate this in the APS summary?
What is RICA 70% and LICA 99% with the date of the ultrasound
500
Applicant has depression treated with Seroquel, Lorazepam and Ambien. What does the underwriter need to know about why the applicant is on Seroquel?
What is if the Seroquel is being used for Sleep only?
500
Explain the difference between ICD9 codes 250 and 250.4
What is code 250 means Diabetes mellitus and code 250.4 stands for Diabetes mellitus with renal complications