Insurance Labs
Cardiac
More Insurance Labs
The Elderly
Alcohol
100
This blood test is an indicator of many conditions, including kidney disease, cancers, cardiovascular disease and metabolic syndrome.
What is GGTP?
100
If proven to be correct, there is no additional risk for this disorder, which is only seen at the doctor's office, and blood pressure medicines are not required.
What is white coat hypertension?
100
The majority of elevations in this blood test are caused by obesity, triglycerides and/or fasting insulin, not hepatitis or alcohol
What is ALT (SGPT)?
100
walking, transferring, feeding, bathing, dressing
What are Activities of Daily Living?
100
A social habit that is shown to be four times more likely to be associated with excess alcohol use.
What is nicotine use?
200
Elevation of bilirubin by any amount has not been found to contribute to excess mortality risk, and could be caused by this disease.
What is Gilbert's disease?
200
Mild concentric enlargement of left ventricular and septal walls in a daily casual runner is NOT indicative of this occasionally mislabeled condition
What is Athlete's heart?
200
As an insured ______, elevated LFT excess mortality risk declines.
What is "ages"?
200
These types of people have been shown to be instrumental in keeping many elderly in their own homes and out of nursing homes
what are daughters?
200
He may not drink every day, or even very often, but could have 5 or more drinks in a single day, and is associated with excess mortality risk.
What is a binge drinker?
300
This urine test, which even at mildly elevated levels indicates extra risk, should be used instead of urine protein as a more accurate risk assessor.
What is protein/creatinine ratio?
300
The gold standard for diagnosing mitral insufficiency.
What is an echocardiogram?
300
If at least two of these three lab results are elevated, an underwriter should consider this condition as a cause. HDL >50. GGTP > 65. Nicotine positive
What is alcoholism or alcohol excess?
300
An evaluation of the elderly which can indicate problems walking. Difficulty walking, due to osteoarthritis or other factors, is a strong marker for excess mortality.
What is the "get up and go" test?
300
Four questions combined into an acronym; together they are highly indicative of concern for alcohol excess.
What is the CAGE test? CUT down ANNOYED GUILT EYE-OPENER
400
Name one of the routinely run liver blood tests that are important independent markers of all cause mortality, at any elevation.
What is GGTP or Alkaline Phosphatase?
400
obesity, elevated triglycerides, low HDL, hypertension, elevated fasting glucose
What is Metabolic Syndrome?
400
This protein in the blood indicates increased mortality risk at lower levels, and improved mortality at higher levels
What is albumin?
400
housework, medications and meal preparation, managing finances, shopping, driving
What are instrumental activities of daily living?
400
An arrhythmia, without seeming cause, usually atrial fibrillation, often seen during weekends and/or celebrations, and related to alcohol use.
What is holiday heart?
500
At any level over 5.9%, this test is associated with excess mortality, especially at the younger ages, whether or not a disease has been diagnosed.
What is Hemoglobin A1c?
500
A recent addition to insurance labs, this test indicates increased risk for heart failure and possibly coronary artery disease.
What is Pro-BNP (B-type Natriurietic Peptide)
500
This blood test has low positive predictive value, with many false positives, and should only be used as a reflex test.
What is CDT?
500
This common disease holds no excess mortality over the general population of the elderly, whether controlled by diet or medication.
What is type 2 diabetes?
500
One of the most cost-effective underwriting requirements that you can order, especially for males, age 21-24.
What is a Motor Vehicle Report?