Checkin
In the context of checking accounts, what does "balance" mean? En el contexto de las cuentas corrientes, ¿qué significa "saldo"?
The total amount of money in your account
In the context of a savings account, what is "interest"? En el contexto de una cuenta de ahorros, ¿qué son los "intereses"?
The money a bank pays you for letting them borrow your money (aka free money)
What is an example of a P2P? ¿Cuál es un ejemplo de P2P?
Venmo, Cash App, Zelle
What is a pre-paid card? ¿Qué es una tarjeta prepago?
A prepaid card is a payment method that allows you to spend money that you load on to the card in advance. Prepaid cards are not linked to a bank account or credit line, and you can't spend more than the amount you've loaded on to the card
True or False: Miss Kaadan loves to play cards.
Verdadero o falso: A la señorita Kaadan le encanta jugar a las cartas.
What type of payment is linked to a checking account? ¿Qué tipo de pago está vinculado a una cuenta corriente?
Debit Card
True or False- you can pull money out of a certificate of deposit savings account whenever you want without a penalty
Verdadero o falso: puedes retirar dinero de una cuenta de ahorros con certificado de depósito cuando quieras sin ninguna penalización.
False! If you pull money out before the term is done, you may face a fee
True or False- You can use a P2P to pay Wing Stop for your lunch
Verdadero o falso: Puedes usar una plataforma P2P para pagar tu almuerzo en Wing Stop.
If someone is "unbanked," how do they pay for goods and services? Si una persona no tiene cuenta bancaria, ¿cómo paga los bienes y servicios?
Cash or Pre-paid card
How many schools has Miss Kaadan worked at? ¿En cuántas escuelas ha trabajado la señorita Kaadan?
1 #Montbello
What should yo udo if you look at your bank statement and see withdrawals that you don't recognize? ¿Qué debes hacer si revisas tu extracto bancario y ves retiros de dinero que no reconoces?
What is a benefit of using an online bank to save rather than a traditional bank? ¿Qué ventaja ofrece utilizar un banco en línea para ahorrar en lugar de un banco tradicional?
Higher interest rates, better websites/apps, faster service
What is the purpose of a P2P app? ¿Cuál es el propósito de una aplicación P2P?
Used to pay people for goods or service
How often do customers typically receive a bank statement? ¿Con qué frecuencia suelen recibir los clientes un extracto bancario?
What is Miss Kaadan's favorite anime? ¿Cuál es el anime favorito de la señorita Kaadan?
Mob Psycho 100
Keven sees an overdraft fee on his bank statement. What does that mean he did? Keven ve un cargo por descubierto en su extracto bancario. ¿Qué significa eso que hizo?
He dropped his balance below 0, so the bank charged him money
Johnny saved $3,000 from his job at Wendy's. Which type of savings account would work best for him if he doesn't need access to the money for a number of years and wants to earn the highest interest rate?
Certificate of Deposit
What are two benefits of using a digital wallet? ¿Cuáles son dos ventajas de usar una billetera digital?
More secure, less likely to be stolen, easier to secure if phone is lost, faster/easier
What is overdraft protection? ¿Qué es la protección contra sobregiros?
Designating a backup account (often a savings account) to cover overdrafts. If you spend more than you have in your account, the bank uses money from your backup account to cover the transaction.
Where did Miss Kaadan grow up? ¿Dónde creció la señorita Kaadan?
Seattle #GoHawks
Describe two ways that money can be deposited into your checking account andtwo ways that it can be withdrawn from your checking account
Deposit- casing a check, depositing cash, direct deposit from an employer, transferfrom another account
Withdrawal- writing a check, taking cash from an ATM, transfer from another account, using debit card
What does it mean if your savings account is FDIC insured for up to $250,000? ¿Qué significa que tu cuenta de ahorros esté asegurada por la FDIC hasta por 250.000 dólares?
If the bank fails/goes out of business, you will get your money back (up to $250,000)
What are two advantages of online banking? ¿Cuáles son dos ventajas de la banca en línea?
Request transfers instantly, pay bills, automate savings, know instantly how much money you have
What are two major differences between a checking account and a savings account? ¿Cuáles son dos diferencias principales entre una cuenta corriente y una cuenta de ahorros?
Answers will vary
What country is Miss Kaadan from? ¿De qué país es la señorita Kaadan?
Lebanon/ Líbano