A
A savings product with a fixed interest rate and maturity date
CD
A unique cryptographic token that exists on a blockchain and cannot be replicated.
NFT - Non-Fungible Token
What investment option has disadvantages of price volatility, high energy consumption for mining activities, and use in criminal activities.
Cryptocurrency
Buy, fix it up, and sell for profit is a common occurrence in what type of investment?
real estate
This precious metal is also considered a commodity
Gold
A collection of individual stocks that track a specific market index
Index Fund
A group of investments owned by
many investors who pool their money
together & buy a variety of stocks:
Mutual funds
Rate of Return is expressed as a ____
percentage
Earning interest on your original principal amount plus any interest you’ve earned
Compound Interest
Agricultural products like wheat, barley and corn, or energy products like oil, coal or solar power
Crop Commodity
A loss incurred from selling an asset for less than its purchase price
Capital Loss
A standard brokerage account can be an individual taxable brokerage account and a ___ ?
joint taxable brokerage account
A stock issued by a large, well-established, and financially stable company
blue-chip stock
The highest price a stock has reached in the last year
52 week high
A tax-advantaged account that can be used to cover educational expenses from kindergarten through graduate school.
529 account
The number of years it takes to double an investment at a given interest rate
Rule of 72
Periodic payments made to stockholders from a company's profits
Dividend
A market with rising prices and investor optimism
Bull Market
A market with falling prices and investor pessimism
Bear market
A retirement plan offered to employees of non-profit organizations and government
403(b)
Spreading your investments across different asset classes and securities to reduce risk
The ease with which an investor can access the cash value of the investment
Liquidity
Who regulate and oversee the securities industry to protect investors
Securities and Exchange Commission (SEC)
The price fluctuations and uncertainty in the financial markets
Market Volatility
An account shared by two or more people — typically spouses, but it can be opened with anyone, even a non-relative.