What is it called when you sign the back of a check?
What is endorsing?
100
If you have a monthly service fee for your savigns account, and you don't meet the minimum balance, and your service fee is $5 a month; how much would it cost for not meeting the minimum for a year?
What is $60?
100
Name 3 popular examples of major credit card companies?
What are Visa, MasterCard, and Discover?
200
Do Credit Unions serve everyone or a select group?
What is a select group?
200
How do you withdraw money without going to the bank?
What is an automated teller machine?
200
What is a set back between useing checks and a debit card?
What is it takes longer to write a check?
200
Where are withdrawal fees from?
What is a savings account?
200
What happens when you don't pay the minimum payment on your credit card bill?
What is you get charged with a fee and you must pay it all plus interest?
300
What is a savings account called at a Credit Union?
What is a share account?
300
What is a share draft account called in a Bank?
What is a checking account?
300
What are the benefits of using checks and a checking account?
What are convenience, safety, easier budgeting, proof of payment?
300
Why would you get a stop payment fee?
What is when you ask your financial institution to stop a check drawn on your account from being cashed?
300
When getting your first credit card, where is a good place to go?
What is your current credit union or bank or retail stores?
400
How do you join a Credit Union?
What is work for or have a family member who works for an employer in the segment?
400
What is your biggest responsibility with a savings account?
What is keep your account number and information in a safe place?
400
What is a bounced check?
What is when you have insufficent funds to cover the check?
400
When might you get an ATM or Debit fee?
What is when you use an ATM machine not provided by your financial institution?
400
A debit card gives you access to your own money, and a credit card does what?
What is lets you borrow and pay-back the money plus interest?
500
What is a Transfer Slip?
What is a slip that allows you to move funds to your checking account?
500
What are the responsibilities of a bank?
What is keep your money safe and give it to you with intrest whenever you ask?
500
How is a checking account like a savings account?
What is you simply take cash or a check made out to the bank to open an account and make your first deposit?
500
What is an Over-the-limit fee?
What is a fee you pay to your credit card if you go over your spending limit?
500
If your intrest on your credit card is 18%; how much would you pay for one month if your balance was $500?