Unit 5 - Scams Exam Review

Identity Theft

100

Which type of identity theft involves someone using your information to file taxes under your name?

Tax ID Theft

200

Which type of identity theft involves someone using your health insurance information to access medical services?

Medical ID Theft

300

Which type of identity theft involves someone using your SSN to get a job?

Employment ID Theft

400

Which type of identity theft involves someone using a child's SSN to apply for a benefit or loan?

Child ID Theft

500

Which type of identity theft is used to frame someone for a crime?

Criminal ID Theft

6 Types of Influence

100

Which type of influence involves trusting people because they are an "expert"?

Authority

200

Which type of influence involves seeing how others respond to something before making a decision?

Social Proof

300

With this type of influence, if you give something, you expect something in return.

Reciprocity

400

This type of influence creates a sense of urgency to make people buy something faster.

Scarcity

500

This type of influence makes it difficult to say "no" after you already said "yes".

Commitment and Consistency

Dark Patterns

100

This type of dark pattern makes it easy to sign up, but difficult to cancel.

Roach Motel

200

This type of dark pattern accesses users' contacts to spam their friends or family without consent.

Friend Spam

300

This type of dark pattern uses points, rewards, or streaks to hook users.

Gamification Manipulation

400

This type of dark pattern offers one option, then replaces it with another at the last moment.

Bait and Switch

500

This type of dark pattern makes it difficult to cancel free trials before they convert to paid subscriptions.

Forced Continuity

Predatory Lenders

100

Which type of predatory lender works in small amounts and requires repayment in 2 weeks?

Payday Loan

200

Which type of predatory lender allows you to rent an item until you own it?

Rent-to-Own

300

Which type of predatory lender takes your vehicle if you fail to pay it back?

Auto Title Loan

400

Which type of predatory lender keeps your item (not a vehicle) if you fail to pay back the short-term loan?

Pawnshop

500

Does it cost MORE money to rent-to-own or purchase an item?

Rent-to-Own