Consumer Accounts
Designed to promote savings and banking in a person's early years.
Minor Savings Account
Designed for business of any size, this is a non-interest bearing account, with a monthly service charge based on account activity.
Business First Checking Account
free service available to all TB&T customers, via our website, which enables them to access various accounts (checking, savings, certificates of deposit, loans) through their home or business computer.
Online Banking
Members get to "go hunting" in the treasure chest for a prize when they make a deposit into their account.
Kids Advantage Club Program
provides customers with access, via their touch tone phone, to current account and other bank service information 24 hours per day, 365 days per year
Advantage Line Telephone Banking
This account has a $10 penalty for an early withdrawal, no matter the amount.
Christmas Club Account
A time deposit which enables the customer to generally earn a higher rate of interest than a regular savings account.
Certificate of Deposit aka "CD"
Fast, safe, and easy way to send money in minutes to friends, family, and others you trust.
Zelle
enables merchants to accept MasterCard, VISA, Discover and American Express cards.
Credit Card Merchant Program
This product provides safety and security of important documents and personal belongings from fire and theft.
Safe Deposit Box
Designed for customers up to the age of 26 and offers a low opening balance requirement and no monthly service charges.
Student Checking Account
Designed for the smaller business, non-interest bearing account, with a flat monthly service charge.
Business Venture Checking Account
This prepaid product is most commonly sold during Christmas holidays.
Visa Gift Card
This product allows our business customers the ability to confirm quickly the validity of checks as they clear the account.
Positive Pay
When you sign up for this product each purchase made with a debit card is rounded up to the next dollar and deposited into a savings account.
Savings Made Simple
Established by an individual for retirement purposes
Individual Retirement Account aka "IRA"
This product has a $2.00 monthly service charge and a $.20 transaction fee for each check or debit in excess of 20 per statement cycle
Non-Profit Organization Account
gives you access to your accounts from a downloadable mobile banking application via the App Store for your iPhone or Android device.
Mobile Banking
a package of services to assist our corporate customers manage their banking needs more efficiently. A variety of corporate payment and communication relationships can be managed, extending from direct deposit of payroll and automatic collection of payment to corporate cash management applications.
Treasury Management Services
This service enables customers to authorize transfer of funds from a savings account, a line of credit or another checking account to their primary checking account in case of an overdraft.
Overdraft Protection
For this account the customer must meet eligibility requirements of being an individual, municipality, sole proprietorship, or non-profit organization.
Super Now Account
This account applies an earnings allowance to the maintenance and per item fees if the average balance is $2,000 or more.
Business Power Plus Checking Account
A safe and convenient alternative to cash, credit, and debit when traveling with worldwide access to anywhere Debit MasterCard is accepted.
Travel Ecash Card
Three requirements that must be met for this program that was designed for our "more mature" customers.
1. at least 55 years old
2. has an active TB&T checking account
3. maintains $15,000 or more in TB&T CD's IRA's or investment products through Henderson Wealth Management or TB&T Investments.
This product provides our commercial customers with the capability of presenting deposits electronically, by means of scanning checks remotely at the customer’s location. The service is designed primarily for customers with larger deposit volume that cannot readily access a branch location.
Remote Deposit Capture