Credit
Determining Credit Worthiness
Budget
Upward Bound Stipends
Miscellaneous
100

What is a common name for a person's credit score?

What is Fico Score

100

When you are not approved for a traditional credit card you can build your credit through what other type of card?

What is a secured card?

100

What items are needed to survive?

What is food, water, and oxygen.

100

How often are stipends disbursed in the Academic Year?

What is once per semester.

100

Where are night sessions held on Monday nights?

ASU McDaniel Hall 

Antonito High School

200

Name one way a good credit score can benefit you.

Better rates for loans.

200

If you are under the age of 18, your parents can add you as a what on their credit card?

What is Authorized User

200

What impacts car insurance?

What isAge, credit score, driving record, level of coverage

200

Under which act has allowed Upward Bound to double stipends for the 2022-2023 academic year?

What is the Federal Cares Act.

200

Where are Tuesday night sessions held?

Centennial High School

Monte Vista High School

300

What percent of your payment history is factored in when calculating your credit score?

35%
300

According to the Fair Credit Reporting Act, how often can you request a free credit report?

What is once every twelve months.

300

What are 2 areas that can negatively impact your budget?

What is credit card debt & entertainment 

300

If you complete 1-3 Sessions, how much will you now earn?

$80

300

What is the topic for the December All Schools Session?

What is STEM

400

What would be considered the ideal debt-to-available-credit ratio?

33% or less

400

APR is determined by what factors?

What is a credit score, down payment, vehicle type, and personal stability?

400

What are degrees that increase your monthly salary?

What is a 4 year Bachelor's Degree, Trade School Certificate 

400

If you complete 8-12 sessions, how much will you earn?

$240

400

By when should you complete your November sessions if you missed the in-person sessions?

Sunday, December 4, 2022, @ 11:59pm

500

What is the single best thing you can do to help build a good credit score and to keep it once you have it?

Pay bills on time

500

What type of information will be at type beginning of your credit report? 

What is personal consumer information.

500

Where can you report identity theft?

What is TransUnion, Experian, Equifax 

500

What is the most you can earn per semester if you complete all sessions? 

$320

500

By when should you complete missed December sessions?

Wednesday, December 14, 2022 @ 11:59pm