The Doctor Will Bill You Now
This particular term refers to the amount you will pay BEFORE insurance starts to pay.
What is a deductible?
This dental service is usually covered at 100% under most plans.
What is preventative care? (cleanings, exams?)
FSA stands for this.
What is Flexible Spending Account?
Ventura offers these benefits free of charge to ALL Employees regardless of hours worked.
What is Basic Life & AD&D Insurance and EAP?
This is the effective date of benefit coverage for all employees at Ventura MedStaff.
What is the 1st of the month following start date?
This network costs more out-of-pocket if you visit providers outside it.
What is out-of-network?
This is the new Calendar Year Benefit Maximum for Dental coverage.
What is $1500?
Unlike an FSA, this account allows for rollovers of unused funds.
What is an HSA? Health Savings Account?
The guaranteed amount of Supplemental Life insurance without additional underwriting or Statement of Health form.
What is $100,000?
If you miss Open Enrollment, you usually have to wait until this to make a change.
What is a qualifying life event? QLE
This type of medical plan typically has higher premiums but lower costs when you need care.
What is a PPO?
This carrier does not issue ID cards for their benefits.
What is MetLife?
To qualify for an HSA, you must have this kind of health plan.
What is a HDHP? High-deductible health plan?
This insurance pays a portion of your income if you cant work due to illness or injury.
What is disability insurance?
This type of Open Enrollment allows you to not take any action, and keep the benefits you currently have.
What is Passive OE? Passive open Enrollment
This term refers to the maximum amount you'll pay in a year for covered services.
What is the out-of-pocket maximum?
Our Vision plan covers this once every 12 months
What is an eye exam?
This type of account is front loaded at the beginning of the year with the elected annual contribution.
What is an FSA? Flexible Spending Account
This is the person who receives your life insurance benefit.
What is a beneficiary?
You must be enrolled in this benefit to take part in the benefits below.
CancerCare, HealthJoy, Husk, KISx card, Payer Matrix
What is Medical Insurance?
This medical plan is specific to employees who work in the state of Hawaii.
What is Kaiser Health?
These are covered in full if they are medically necessary and with in-network. Hint: Vision Insurance
What are contact lenses?
You must re-enroll in this benefit each year during open enrollment.
Trick Question
FSA and HSA and Commuter
This benefit would provide additional funds in event of being admitted to the hospital for over 24 hours.
What is Hospital Indemnity?
The is the maximum number of days a traveler can be covered through insurance WITHOUT being on an assignment.
What is 31 days?