The Doctor Will Bill You Now
Brace Yourself
Use it or Lose it
Life Happens
Last Call for Benefits
100

This is the amount you pay before your insurance starts to pay.

What is a deductible? 

100

This dental service is usually covered at 100% under most plans. 

What is preventative care? (cleanings, exams?) 

100

FSA stands for this.

What is Flexible Spending Account?

100

Ventura offers this benefit free of charge to ALL Employees regardless of hours worked.

What is Basic Life & AD&D Insurance? 

100

Open Enrollment usually happens around this time of year.

What is fall?

200

This network status costs more out-of-pocket if you visit providers outside it. 

What is out-of-network?

200

This is the new Calendar Year Benefit Maximum for Dental coverage.

What is $1500?  

200

Unlike an FSA, this account allows for rollovers of unused funds. 

What is an HSA? Health Savings Account?

200

The guaranteed amount of Supplemental Life insurance without additional underwriting or Statement of Health form. 

What is $100,000?

200

If you miss Open Enrollment, you usually have to wait until this to make a change. 

What is a qualifying life event? QLE

300

This type of plan typically has higher premiums but lower costs when you need care.   

What is a PPO? 

300

This carrier does not issue ID cards for their benefits.

What is MetLife? 

300

To qualify for an HSA, you must have this kind of health plan.

What is a HDHP? High-deductible health plan?

300

This insurance pays a portion of your income if you cant work due to illness or injury.

What is disability insurance? 

300

This type of Open Enrollment allows you to not take any action, and keep the benefits you currently have. 

What is Passive OE? Passive open Enrollment

400

The maximum amount you'll pay in a year for covered services. 

What is the out-of-pocket maximum? 

400

Our Vision plan covers this once every 12 months 

What is an eye exam? 

400

The full amount you select at enrollment is available at the start of the year. 

What is an FSA? Flexible Spending Account
400

This is the person who receives your life insurance benefit. 

What is a beneficiary?

400

You must be enrolled in this benefit to take part in the benefits below. 

CancerCare, HealthJoy, Husk, KISx card, Payer Matrix

What is Medical Insurance?

500

This plan is specific to employees who work in the state of Hawaii.

What is Kaiser Health? 

500

These are covered in full if they are medically necessary and with in-network. 

What are contact lenses? 

500

You must re-enroll each year during open enrollment.

Trick Question

BOTH! FSA and HSA 

500

This benefit would provide additional funds in event of being admitted to the hospital for over 24 hours. 

What is Hospital Indemnity? 

500

This is the effective date of benefit coverage for all employees at Ventura MedStaff.

What is the 1st of the month following date of hire?