What is Your driving behavior at the time of the accident is more than 50% the reason for the accident.
100
Driving and talking on the phone if your a safe driver
What is No- crash risk is four times higher when using a hand held cell phone.
100
What coverage do i need by law?
What is This varies state by state.
100
What can i do to keep my car premiums low?
What is consider driving a safer, slightly older or less valuable vehicle.
100
Accident
What is an unfortunate incident that happens unexpectedly and unintentionally, typically resulting in damage or injury
200
Contacting the police after an accident- do or dont?
What is Do- Contact the police even if the accident appears to be minor
200
Using headlights during the day- yes or no?
What is yes- reports indicate daytime running lights reduce multiple vehicle daytime crashes.
200
How much coverage do i need?
What is Varies depending on your personal needs and the amount you want to spend
200
Why do car insurance premiums change?
What is Insurance companies incur the same costs that you do in buying goods and services. These costs include medical costs, auto repair costs, costs to adjust claims, inflation and uninsured drivers.
200
Caution
What is care taken to avoid danger or mistakes.
300
Pictures of the accident
What is Always take pictures even if the police take pictures, for your own record.
300
What is ESC?
What is - Electronic stability control- detect and prevents skids.
300
Do you need a new insurance policy for each driver or vehicle?
What is most insurances just allow you to add them to your existing policy.
300
What is the difference between "cancellation" and "non-renewal" of a policy?
What is A personal automobile insurance policy must remain in effect for a required one year policy period. If an insurer decides not to renew the policy at the policy at the expiration of this period, this is a "non-renewal". However if the insurer terminates the policy at any other time (which can only be done under the limited circumstances), this is cancellation.
300
Drivers Licence
What is a document permitting a person to drive a motor vehicle.
400
Reporting the accident to insurance
What is report the accident to your insurance company right away.
400
Winter Driving- what to have in your vehicle?
What is basic winter survival kit- flashlight, batteries, blanket, snacks, water, gloves, boots and first aid kit.
400
What is full coverage?
What is Generally a policy that covers liability and damage to your vehicle.
400
Are my auto insurance rates affected by where i live?
What is Insurance rates are based upon the companys underlying costs, which include the number of claims and the severity of those claims.
400
Motor
A machine esp. one powered by electricity or internal combustion, that supplies motive power for a vehicle or for some other device with moving parts.
500
Leaving the scene of the accident- Do or Dont
What is Do not leave the scene under any circumstances.
500
What level should your gas tank be at in the winter?
What is full. Dont let it fall below half while driving in winter conditions.
500
Am i covered while driving someone elses car?
What is generally the insurance goes with the car.
500
Why are auto rates higher for younger drivers?
What is insurance rates are based on the average experience of a group of persons with similar characteristics.