SMARTLY CHECKING
What is the monthly maintence fee?
$6.95
What is the bonus offer?
$250 cash back bonus when new cardmembers spend $2,000 in eligible purchases within the first 120 days of account opening.
What is our current checking promotion and the requirements?
Earn up to $500 when you open a new U.S. Bank Smartly™ Checking account complete the following:
What are the 3 airport benefits?
TSA PreCheck® or Global Entry®:
Up to $100 in statement credits to reimburse application fees once every four years.
Airport lounge access:
Complimentary Priority Pass™ Select membership to more than 1,300 VIP lounges worldwide.
What are the three ways to waive the monthly maintence fee (not tier)?
What is the annual fee?
$95 waived the first year
What are our current CD rates for 11 months and 6 months and what are the minium opening balances?
2% for 11 months minium $1K
3% for 6 months minium $250,000.01
How does the annual credit of $325 work and what is the annual fee?
Cardmembers can earn automatic statement credit(s) totaling up to $325 when the card is used for purchases made directly from a merchant that classifies itself as travel (such as airlines, hotels, car rentals, taxis, limousines, passenger trains and cruise line companies), and any merchant classified as a restaurant, fast-food restaurant or bar. Credit(s) will be applied to the account within 2 to 3 business days after the purchase posts to the account.
-ANNUAL FEE $400 ($75)
What are the four tiers?
Primary , Plus , Premium , Pinnacle
What are the limits on total Cash back earned?
"NO LIMITS".......The 6% retailers are capped at $1,500 in combined total purchases per quarter and the 3% cash back category is capped at $1,500 in total purchases per quarter. All purchases made each quarter above these capped amounts earn 1.5%, with no caps or limits on total cash back earned.
Get a $400 bonus when you open a new Business Checking package with promo code Q3BUS22 and earn an additional $100 when you accept and settle a U.S. Bank payment solutions transaction and deposit $1,500 into the new checking account.
Are there minimum amounts for redeeming points?
■Travel: Redeem from hundreds of airlines and thousands of hotels, car rentals, cruises and activities. Minimum redemption is 1,000 points.
■ Points + Cash: Use any combination of points and cash at the Rewards Center to redeem for travel. Minimum redemption is 1,000 points.
■ Merchandise: Redeem points for electronics, fashion, sporting goods and more. Minimum redemption is 1,000 points.
■ Gift Cards: Redeem points for gift cards from leading retailers, restaurants and more. Minimum redemption is 2,500 points.
■ Rewards Cards: Redeem for prepaid U.S. Bank Rewards Cards that can be used anywhere debit cards are accepted. Minimum redemption is 2,500 points. Rewards Card increments are: $25, $50, $100, $250 and $500.
■ Cash Back: Redeem points for cash back in the form of a statement credit or convert as cash value into most U.S. Bank checking or savings accounts. Minimum redemption is 5,000 points.
What tier do the products fall under?
-U.S. Bank Home Mortgage , Home Equity Loans
Home Equity Lines of Credit , Unsecured Personal Loans
Primary
How do cardmembers earn 6% and 3% cash back?
Cardmembers must enroll into their retailers/category each quarter to earn the additional 6% and 3% cash back on eligible purchases.
What is our current Payment solutions promotion?
Get a $500 statement credit by opening a new U.S. Bank Payment Solutions account, then accept and settle a transaction within 60 days of account opening
How much are the points worth?
1 point is worth 1.5 cents when redeeming for travel when redeemed for gift cards, cash back, merchandise and more 1 point is worth 1 cent.
If a cardmember does not activate their 6% and 3% retailers/category how much with they will still earn?
1.5%
Let's say we call a customer who has a mortgage only husband and wife. You talk and present them the smartly checking they say yes! conversation continues find out they have a business and looking into other institutions you present our offer they say yes as well. How much money could the potentially earn if the each opened up a smartly checking deposit 6K each , Open a business account as well as merchant servicing and they get pre-approved for the altitude go and business triple cash?
$500 checking + $500 checking + $500 business checking + $500 merchanct credit +$200 bonus offer cc + $500 bonus offer bc = $2700.00
What is the bonus offer?
50,000 bonus points
Worth $750 on travel when customers spend $4,500 in the first 90 days of account opening.