Medical Plans
This medical plan typically has the highest monthly premiums.
PPO Plan
This is the HSA limit for individuals in 2026.
$4,400
Employees have this many days to elect COBRA coverage once losing or leaving their job.
60 days
Voya offers these five Health Account Solutions.
HSA, FSA, HRA, Commuter Benefits, COBRA Administration
This account is triple tax-advantaged.
HSA
This medical plan requires members to have a PCP.
HMO Plan
This is the HSA limit for families in 2026.
$8,750
These two qualifying life events allow for 18 months of COBRA coverage.
Job loss and reduction in work hours
Voya client need this many separate debit cards for all account-based plans.
One
This account is fully employer funded for reimbursing qualified medical expenses.
HRA
This medical plan typically has the highest deductible.
HDHP (High Deductible Health Plan)
This is the Dependent Care FSA limit for 2026.
$7,500
These three qualifying life events allow for 36 months of COBRA coverage.
Death, divorce, and ineligible dependent status
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William
This account is portable.
HSA
This medical plan is best for employees with higher medical expenses.
PPO Plan
This is the Traditional HRA and ICHRA limit for 2026.
None.
Employees must pay their full COBRA insurance premiums along with this percentage admin fee.
2%
Voya's investment menu includes this many funds.
25 funds
This type of FSA can also be used with an HSA.
Limited Purpose FSA
This medical plan is HSA eligible.
HDHP (High Deductible Health Plan)
This is the Commuter Benefit limit (each month) for 2026.
$340/month
This is what COBRA stands for.
Consolidated Omnibus Budget Reconciliation Act
This is the lowest balance threshold you can have to invest your HSA balance in the Voya Investment Management funds available.
$1,000
This type of account is not pre-funded.
HRA