ECS
What COL to open for Dwelling & Personal Property caused by water
COL 37 & COL 38
What is the reason code for water mitigation payment
W-Water Mitigation
What are the 4 water classes
Class 1, Class 2, Class 3, Class 4
What tool do we use to set up ALE
Lodging Assistance Rotational Application (LARA)
What endorsement is necessary in order for Accidental direct physical damage to covered property caused by or resulting from water or sewage from outside the residence premises plumbing system that enters through interior sewers or drains, or water that enters into and overflows from within a sump pump, sump pump well, or any other system designed to remove subsurface water which is drained from the foundation area
What is BUSD
What COL to open for damage to Dwelling & Personal Property caused by BUSD
COL 47 & COL 48
A blockage on property allows waster water from residence fill up from block drain to overflow, within residence plumbing system
What is a Fill up
Broken supply line, tub or sink overflow, broken toilet tanks, melting ice or snow with no containments is example of what category of water
category 1
Calculator used for Loss of rents
Financial Loss Calculators
Regarding ALE invoice that SF sends the assignment on, management fees are paid as what type of expense? Hotel Fees are paid as what type of expense?
G payment-Adjustment expense for management payment
D Payment-Indemnity expense for Hotel fess
Where to verify the line coverage applicable to the COL being open
Coverage Lines
When is a pipe covered?
Freeze event, potentially HSB endorsement on policy
How many categories of water is it & what are they?
Category 1, category 2, category 3,
Calculator used for Additional Living Expense
Additional Living Expense (ALE) Application
If SF sends the mitigation assignment to mitigation vendor, payment should be made based off what report?
Mitigation Summary Report (MSR)
What COL to open for LOR
COL 67 Business Interrupt/Loss of Rent/Time
Potential signed of CRSL (Continuous, repeated, seepage or leakage)
Mold, fungus, dark discoloration of water stains, leaking has been ongoing for period of weeks/months
Dishwashers, washing machines, toilet bowl overflow with some urine but no feces, broken aquariums is example of what category of water
Category 2
Water Mitigation Estimate Reconciliation
When is coverage for Tree roots covered?
If the insured has the BUSD endorsement.
What COL to open for ALE
COL 69/001 Addl Living Expense
Waste water outside residence plumbing system enter residence through overflow
What is Back up
Sewage, waste line backflows, other contaminated water is example of what category of water
Category 3
Tool used to assist claim handlers in reconciling water mitigation estimates regarding amount of equipment used
Water Mitigation Dashboard
In order for Accidental direct physical damage to covered property caused by or resulting from water or sewage from outside the residence premises plumbing system that enters through interior sewers or drains, or water that enters into and overflows from within a sump pump, sump pump well, or any other system designed to remove subsurface water which is drained from the foundation area what endorsement is Needed
Back-up of Sewer or Drain Endorsement (BUSD)