MIN/MAX
This is the maximum daily deposit before a CTR is required
What is $10,000.00
This is a required product to have to be a voting member of the credit union and requires a $5.00 deposit at account opening
What is a membership savings?
This is a known as a primary owner in DNA
What is the TRO- Tax reported owner?
This is what we hang in the doors to make sure our team knows it is safe to come inside each day and is required to be changed quarterly for the safety of our team
What is the all clear signal?
This is the basic insurance amount a members money is insured up to under the NCUA.
what is $250,000.00
This Money Market has a minimum balance of $15,000.00
What is Ultimate Money market
This is a product CFCU offers that a member can receive 1 point for each dollar spent at a very competitive interest rate
What is the Rewards credit card?
This is the recommended way to search for a members account
What is the members name or ss #?
We use this information to confirm what ownership rights the person who is in front of us has to transact business on a specific account. This is located in the relationship profile by scrolling all the way to the right and hovering over each account
What is a role?
A way that a member can unlock their own online banking without contacting the credit union
What is reset your password?
The Minimum term for a certificate of deposit
What is 3 months
In the event a member uses their debit card and overdrafts their checking account we offer overdraft protection that they can opt in to. This is a maximum fee amount they can be charged and a max number of charges that can happen to them in one given day
What is $25.00 and 6 per day
This allows a transfer between same ownership accounts do be done in a one step process
What is quick transfer?
This is an type of restriction flag on an account level that can be related to an attention message or enote. Its important information that requires you to read before processing transactions on that specific account
What is a warning flag?
This is required in order for members to be able to see all of their accounts on online banking under one sign in
What is like ownership?
The Maximum amount you can load on a Visa Gift card
What is $1000.00
This is an account that members get all checks printed for free, earns dividends at any amount in checking, gets free money orders and requires
What is Members Choice Checking
In Relationship profile this is a tab that allows you to see interest rates, available balances and in more detail
What is the accounts tab?
This a type of warning flag that places a full restriction on an account that requires a supervisor override to perform the transaction example principal payments, custodian withdrawals
What is a lockout flag?
members can enroll in online banking and create their own user id's and passwords specific to their banking information and see their related accounts. If they don't have access to one specific account they might not hold a role on that account. Because users have shared sign on's and passwords in the past this could've changed once we converted to DNA. Now a member can create their own sign on but must need to establish this first with an MSR
What is an agreement?
The Minimum number of days we must retain a physical check
What is 90 days?
This is a product that will appear green on your screen and offers a 10 day grace period
What is a matured CD?
This is available to have a supervisor approve a transaction from their office for the teller to run
What is Remote Override?
This is where a password on the MEMBER profile will appear if a member wants to be asked for all inquiries and transactions.
What is the banner?
This is the amount of years experience your team mates have just in this Waupaca branch
what is 164?