Negligence
Failure to exercise a degree of care that would be taken by another reasonable person
Negligence
3 types of auto considered for a UV
non owned, replacement, additional
What signals a Binder investigation
NB 15
Button you press when you want to do something
Action
What is the biggest animal in the world
Blue Whale
reasonable and often legal expectation of care
Duties Owed
Number of days insured has to add COL/COMP coverage to a replacement auto
30 days
For NB15 investigation, how do we confirm there is no overlapping insurance?
Accurint - carrier discovery
Vehicle, Injury and Property are examples of what
Incidents
The name of the TV series about Michael Jordan.
The last dance
An individual who uses good judgment or common sense
Reasonable Prudent Person
Name 3 documents that could be used for a UV investigation
PR, Bill of Sale, Rental Agreement
What will you always review when you have a UD or Binder investigation
PSP
What is an Exposure
Incident plus Damages
In which film did Black Widow first appear?
Iron Man 2
legal wrong suffered by someone at the hands of another
Tort of Negligence
NI policy is MOD 00, 3/15/20-9/15/20, NI added car to the policy on 3/10; what kind of car would it be and why?
No coverage, does not qualify as additional auto since purchased outside of policy period
If NI's policy was recently reinstated, what questions would you ask the NI and what tools would you use to verify?
Where do you go to see all of your diaries for all of your claims
Desktop
This is the number of spin off shows made from Keeping Up With The Kardashians.
7
A reasonable and prudent person is expected to have basic knowledge of this
Rules of the Road
Non owned auto; available for regular use, who owns the auto, where does NI and brother live
What do you need to consider if the UD is heading towards MMR?
Material to Risk, Material to Loss, AP Quote
What are the 3 ways to populate a Coverage In Questions
Policy out of force, ED driving the vehicle, SR22/FR44
What is the highest-grossing movie of all time when not taking inflation into account?
Avengers: Endgame