Negligence/Liability
Failure to exercise a degree of care that would be taken by another reasonable person
Negligence
3 types of auto considered for a UV
non owned, replacement, additional
What signals a Binder investigation
NB 15 or NB 30
This vendor helps lookup driver's license info
Accurint
What is the biggest animal in the world
Blue Whale
reasonable and often legal expectation of care
Duties Owed
Number of days insured has to add COL/COMP coverage to a replacement auto
30 days
For NB15 investigation, how do we confirm there is no overlapping insurance?
Claims data fill or Accurint
This vendor is used for prior claims, UPD, DL suspended or revoked
ISO
This is the color of a flamingo when it's first born
white/gray
Explain Pure Comparative Negligence
negligence law that allows a claimant to recover for the percentage which our insured is at fault
Name 3 documents that could be used for a UV investigation
PR, Bill of Sale, Rental Agreement
What will you always review when you have coverage investigation?
PSP
Finding people, phone numbers, addresses
Accurint
In which film did Black Widow first appear?
Iron Man 2
What is contributory negligence?
law that bars recovery even if the party is 1% liable
What information are you looking for when reviewing a rental agreement?
Names on agreement, CDW, dates of rental
What is the only investigation step you need to complete for a NB 16-30?
Review ISO
Used to view photos to rule out old damage
DRN
What is the highest-grossing movie of all time?
Avatar
What is Mod Comparative 50 and provide an example scenario
negligence law that bars a person from recovery if they are 50% or more at fault
Non owned auto; available for regular use, who owns the auto, where does NI and brother live
What are the three criteria for an MMR investigation?
Material to Risk, Material to Loss, AP Quote
This is used for registration info for ownership
DMV123
What year was the first Thanksgiving?
1621