All things SLOC
Income Confirmation
Consolidate This!
Deals on Wheels
Unsecured Lines
100

This website is used to confirm lending eligibility for post secondary education.

CICIC

100

These documents are required under Business for Self guidlines?

2 years NOA

100

This is the minimum application score for a Debt Consolidation Loan

180

100

This is the minimum product limit for an Auto Loan 

$7,500

100
Appscore LSO for medium composite tenure is this

200

200

This is the maximum Loan Limit per student for full time undergraduate program.

$60,000

200

This document is commonly used to confirm no employment probation.

LOE

200

This is the minimum bureau score for a Debt Consolidation Loan where the request amount is >$10,000

650

200

Auto Loan financing is available for vehicles not older than the current model year plus this

5 prior model year 

200
This is the minimum credit limit increase amount for a ULOC

$1,000

300

Juris Doctor (JD) is the designation associate with this type of SLOC.

Law

300
A customer is employed by a family member, these guidelines are used to confirm income

Fluctuating Guidlines

300

Personal Credit Centres have the authority to retain an existing TD Credit Card limit up to a maximum of this amount which is considered "no new money"

$1,000

300

Financing amount cannot exceed this percentage of the Bill of Sale price on an eligible Auto Loan.

100%

300
This is the maximum credit limit for a ULOC

$50,000

400

This is the beacon score requirement for no COSR or no TDS on Pharmacy, Law, Optometry and the Top MBA Schools.

>720

400

Direct Deposits are grossed by this percentage.

40% / 1.4

400

Having 30% equity with a TD RESL product or $10,000 on deposit with TD is the requirement to take on this type of debt when minimum thresholds have not been met.

OFI

400

This specific vehicle cannot be taken as collateral under Recreational Vehicle policy

Boats

400
This must considered for debt servicing on a ULOC increase
Payment based on full utilization of the existing ULOC
500

Annual SLOC Releases or completed in this field; a French word that means, "a portion of something."

Tranche

500

As of June 9th, the tolerance for Direct Deposit Fluctuation is this percentage.

20%

500

Situations whereacustomer’sfinancialcircumstancesrestoutsideofnormallendingguidelines (i.e. unemployed, unverifiable income, etc.),to be referred to this deparment

TD Helps

500

Auto Loan Policy states that financing for vehicles 5 models years older should be considered as this Personal Lensing Product

Unsecured Loan

500
Interest Only Payment request qualify at a 630 CMT Score, if no CMT Score available the alternate criteria is this beacon score

740