AIBC
Name 3 of the 11 Benefits for Your Professional Life
Heartland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. AIBC Advocacy . . . . . . . . . . . . . . . . . . . . . . . . . Credit Card Processing . . . . . . . . . . . . . . . . . . . . . Employee Talk . . . . . . . . . . . . . . . . . . . . . . . . . . . Customized Web Services . . . . . . . . . . . . . . . . . . . Finance Talk . . . . . . . . . . . . . . . . . . . . . . . . . . . . . HRA 105 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Hewlett-Packard Computer and Digital Equipment . . Trupoint Tax Service Online DIY Filing . . . . . . . . . . . ODP Business Solutions . . . . . . . . . . . . . . . . . . . . . Penny Wise Office Supplies Discount . . . . . . . . . . . . Tax Talk . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . UPS Discount
The best CEO ever
TROY MCQUAGGE
What date does HA2 sunset for OE
OCT 27
Med Guard is Guarantee Issued
In Health Access yes $10,000 set amount
When You choose us You’re choosing...
Experience
Convenience
Dependability
Name 5 of the 19 Benefits for Your Personal Life
1-800-Flowers Discount Auto Rental Discount TravNow Choice Hotels Hotel Engine Wyndham Hotels Discount Red Roof Inn Motel 6 Discount HopTheShops.com AIBC Scholarships LifeLock® Idenity Theft Protection Merchology Nexit Moving Van Lines Discount Roadside Assistance SafetyNet Child ID Card Services Saving Benefit Perks Program TrueCar® Safelite® AutoGlass
Our Underwritters
NATIONAL FOUNDATION LIFE INSURANCE COMPANY
FREEDOM LIFE INSURANCE COMPANY
What Type of plan is HA2
Fixed Indemnity Plan/ Guaranteed Issued
The Plan is underwritten by
Freedom Life Insurance Company of America
Doctor Office Visits Plan 1, Plan 2, Plan 3
$100/3 Visits
$100/4 Visits
$100/5 Visits
Name 7 of the 12 Benefits for Your Health & Well-Being
24-Hour Nurse Helpline Plan . . . Association Hearing Services Blanket Excess Medical Expense and Accidental Death and Dismemberment (AD&D) Coverage . . . . . Blanket Group Specified Disease/Illness & Blanket Group Accident Insurance Gateway Emergency Personal Health History Medicard Vitamins and Nutritional Supplements MDLIVE . Individual Vision Plans . Clever RX Travel Assistance Plan SAFE4R Figo Pet Insurance
USHEALTH ADVISORS IS HEADQUARTERED IN
GRAPEVINE TX
Doctor Office Visit Benefit Amount Per Visit
Visits Per Insured Per Policy Year Unused
Do Doctor Office Visits Rollover to the Next Policy Year
$100
6
YES
Renewal Options
Your insurance coverage under the Group Policy and Certificate may be renewed at the end of the first term period (i.e. after the first 5 years), and any later term period until You reach age 70 or the date Your coverage under the Group Policy and Certificate ends. To renew, just send Us the applicable Renewal Premium within 31 days after the end of the preceding term period and while the Group Policy and Certificate are in force.
if You move or change jobs do you loose you loose coverage
No its Portable coverage You can take with You
Common conditions treated: Name 10 General Health
• Common cold / Flu • Cough • Fever • Insect bites • Allergies • Diarrhea • Nausea / Vomiting • Pink eye • Sore throat • Constipation • Ear problems • Headache
Name 6 questions on the application
Ill answer instead of typing
NON COVERED ITEMS
• any treatment, medical service, surgery, medication, equipment, claim, loss or expense received, purchased, leased or otherwise incurred under the (i) HOSPITAL CONFINEMENT SICKNESS AND BODILY INJURY FIXED INDEMNITY BENEFITS, (ii) OUTPATIENT SURGERY FACILITY FIXED INDEMNITY BENEFIT, (iii) OUTPATIENT SURGEON FIXED INDEMNITY BENEFIT, and (iv) OUTPATIENT ANESTHESIOLOGIST FIXED INDEMNITY BENEFIT as a result of an Insured’s Pre-existing Condition is not covered under the HealthAccess II Fixed Indemnity Plan unless such treatment, medical service, surgery, medication, equipment, claim, loss or expense constitutes Covered Medical & Surgical Services incurred by such Insured more than 12 months after the Issue Date, and such treatment, medical service, surgery, medication, equipment, claim, loss or expense is not otherwise limited or excluded by the HealthAccess II Fixed Indemnity Plan or any riders, endorsements, or amendments attached to the HealthAccess II Fixed Indemnity Plan; and • Pre-existing Condition means an Insured’s Sickness (physical or mental) for which medical advice, diagnosis, care or treatment was recommended or received during the twelve (12) month p
MedGuard Non-Covered Items Name 5
No Benefits shall be payable under the Group Policy and Certificate for any loss caused by, in whole or in part, contributed to or resulting from, directly or indirectly, any of the following incidents, events, occurrences or activities involving any Insured for: • participating in a felony, riot or insurrection; • intentionally causing a self-inflicted injury; • committing or attempting to commit suicide while sane or insane, within two (2) years from the Insured’s Issue Date; • engaging in any illegal activity; • serving in the armed forces or an auxiliary unit of the armed forces of any country; • war or any act of war, even if war is not declared; • a diagnosis which is made outside the United States, unless a Definitive Diagnosis of a Specified Critical Illness Event or a Specified Critical Illness Surgery is confirmed in the United States; • an Insured being intoxicated or under the influence of alcohol or any drug, narcotic or hallucinogens unless administered via a prescription and on the advice of a Doctor and taken in accordance with the limits of such advice. An Insured is conclusively determined to be intoxicated by drug or alcohol if (i) a chemical test administered in the jurisdiction where the loss or cause of loss occurred is at or above the legal limit set by that jurisdiction or (ii) the level of alcohol was such that a person’s coordination, ability to reason, was impaired, regardless of the legal limit set by that jurisdiction; • with respect to Critical Illness-Accelerated Death Benefit Payment section V.B. of the Certificate, any Specified Critical Illness Event or Specified Critical Illness Surgery suffered, diagnosed and/or sustained by an Insured prior to the Issue Date; and • with respect to Critical Illness-Accelerated Death Benefit Payment section V.B. of the Certificate, any medical condition that is not a Specified Critical Illness Event or Specified Critical Illness Surgery.
Your initial rate is guaranteed for ____ ?
12 months at no extra charge!
Common conditions treated: Behavioral Health and Dermatology name 15
• Acne • Rashes • Eczema • Rosacea • Psoriasis • Alopecia • Cold Sores • Inflamed or enlarged hair follicles • Warts and other abnormal bumps • Suspicious spots and moles • Addictions • Stress • Bipolar disorders • Depression • Eating disorders • Grief and loss • Life changes • Panic disorders • Parenting issues • Postpartum depression • Relationship and marriage issues • Trauma and PTSD
How many Regions are in the company
13 plus one Super Region Taraina Phillips
Inpatient Surgeon Benefit
Surgeries Per Insured Per Policy Year
$80-$8,000
1
Life Threatening Cancer Heart Attack Stroke Kidney Failure Major Organ Transplant Permanent Paralysis Benefit Terminal Illness
Aorta Graft Surgery Coronary Artery Bypass Surgery Heart Valve Surgery
Coronary Angioplasty COVID-19 Infection Complications Resulting in Inpatient Hospital Confinement
100%
25%
10%
Prescription Drug pay outs Generic Brand? Name Brand? Yearly max?
Plan 1$10 $30 $500
Plan 2 $10 $40 $900
Plan 3 $10 $50 $1,000