Vision/Dental
Must you reach your calendar year deductible to receive Preventative care?
No
How many elimination periods are there for IP and what are they?
2- 14 days and 30 days
When You choose us You’re choosing...
Dependability
Convenience
Experience
How many doctors visits in each Plan level of SecureAdvantage Health and Wellness Plus?
Plan 1- 3
Plan 2- 4
Plan 3- 5
What are the Health and Wellness benefits for Health Access?
Sike! There are none!!
What are the 3 levels of Secure dental?
Premium Plan, Saver Plus Plan, Saver Plan
LP increases by ____ increments.
$5
93% of our insured annual incurred claims are
Under $5K
What Are The In-network Out of Pocket Maximums in SecureAdvantage?
$2k, $6k, $10k
Health Acess does NOT cover preexisting condition for the first 6 months of having the plan. True or False
FALSE- It's the 1st 12 months.
What is the Discount for Lasik Surgery in Premier Vision?
15%
Income Protector benefits can be used for accident and sickness.
Accidental Disability only
The PremierAdvantage Plan Difference
* With the PremierAdvantage Fixed Indemnity Plans, You have access to a PPO network that is available for Your state.
* You May Choose Any Doctor and Any Hospital! The PremierAdvantage Fixed Indemnity Plans pay the same fixed dollar amount shown on the schedule of benefits regardless of whether services are provided in or out of network. But You can stretch Your dollars further by choosing an In-Network Provider.
* No Calendar Year Deductibles to Satisfy!
* The PremierAdvantage Fixed Indemnity Plans pay in addition to any coverage You have in force.
* Your initial rate is guaranteed for 24 months at no extra charge!
* 24-Hour coverage, on or off the job.
* Portable coverage You can take with You even if You move or change jobs.
* The PremierAdvantage Fixed Indemnity Plans are not essential health benefit plans under the Affordable Care Act (“ACA”). Instead, they will supplement an essential health benefit plan under which You must first satisfy a deductible every year before You are eligible to receive benefit payments.
What are the Out of Network Co Insurance Options In SecureAdvantage?
60-40, 50-50
What is Outpatient Spinal Manipulation?
Chiropractor visit
What is the average percent of savings in the Vision plan?
84%
Life Protector is a ___ year traditional term life insurance.
10
Some of the more popular Outpatient Benefits include coverage for:
*Doctor Office Visits
X-Rays
Prescription Drugs
Emergency Room Benefits
Ambulance Transports
Radiology Outpatient Surgery
MRIs
Diabetes
What Are The Calendar Year Deductibles for Participating Providers Under SecureAdvantage Specified Disease/Sickness Plan?
$5k, $7500, $10k
What is the Benefit for Medguard?
10k
What are the 3 covered benefits listed in the brochure for MAJOR care with Secure Dental?
Dentures, Root canals and single crown restorations.
What are the Maximum Period for Benefit Payments w/ Income Protector?
3, 6 and 12 months.
Acute Heart Attack Benefit Amount Per Calendar Day
Calendar Days Per Insured Per Policy Year
Plan 1 $2,400 30
Plan 2 $3,600 30
Plan 3 $4,200 30
What Are The Calendar Year Deductibles for Participating Providers Under SecureAdvantage Accident Plan?
$2500, $3750, $5k
Health Access built off of the Chassis of Plan Level 1 Of Premier Choice. True or False
False-Plan level 3 of premier choice