Vision/Dental
Must you reach your calendar year deductible to receive Preventative care? How much is it?
No, not in-network, but out-of-network, you do have a deductible to hit.
Premium Plan Deductibles: $50 for an Individual; $150 for a Family;
PremierAdvantage Plans are ______ renewable.
guaranteed
How many doctors visits in each Plan level of SecureAdvantage Health and Wellness Plus?
Plan 1- 3
Plan 2- 4
Plan 3- 5
The first line of your script
What is
1. Hey _____?! This is ________, I was asked to reach out to you to see how I can help you out with your health insurance.
Explain the following plans as if you were talking to a customer:
1. Medishare
2. Medicare
3. Medicaid
1. Medishare is not real health insurance. If you read the brochure, it will say, "This is not insurance and we are not responsible for any of your medical bills.
2. You have to be over 65 to get this coverage/disabled.
3. You have to be broke.
What are the 3 levels of Secure dental?
Premium Plan, Saver Plus Plan, Saver Plan
What are the 2 Hospital Misc. Expense Benefits in the Accident Portion of this plan?
Coma and Sever Burn
What Are The In-network Out of Pocket Maximums in SecureAdvantage?
$2k, $6k, $10k
5 Common reasons why someone doesn’t buy
Spouse – 20% Keep shopping – 10%
Trust – 15% Care/importance – 10%
Understanding – 15% Coverage – 10%
Money – 10% - Time – 5%
Banking info - 5%
$9,200
Cost of Comprehensive Eye Exam coverage in and out of network
In-Network Benefits
$0 Copay per Insured; 100% Coinsurance
Out-of-Network Benefits
An Allowance of $35 or the Non-Participating
Provider’s billed charges, whichever is less.
How many doctor's office visits does Premier Advantage have
6
What are the Out of Network Co Insurance Options In SecureAdvantage?
60-40, 50-50, 50-50
Finish this sentence
Marketplace Script
“Before we get started here. Do you mind if I ask you an important question?”
“I’ve been doing this for a while now and everyone's situation is completely different.
What are the 3 most
important things to you when it comes to health insurance?”
What type of plan is Semeritian Health?
Medishare
How much does the highest tier of dental pay per year?
$2,000
Accidental Injuries are covered only on the job. True or False
False- 24/7 on or off the job
What Are The Calendar Year Deductibles for Participating Providers Under SecureAdvantage Specified Disease/Sickness Plan?
$2,500 $3,750 $5,000 $7,500 $10,000
What product do you pitch first and why?
Marketplace
What type of coverage is First Health?
It's the best coverage. They give you sonic ice...jk
Short term.
What are the 3 covered benefits listed in the brochure for MAJOR care with Secure Dental?
Dentures, Root canals and single crown restorations.
What are 2 things Premier Advantage does NOT cover?
Mental Illness and Substance Abuse
What Are The Calendar Year Deductibles for Participating Providers Under SecureAdvantage Accident Plan?
$2500, $3750, $5k
The difference in an HMO and A PPO
HMOs can only be used in your current state.”
“And PPOs can be used anywhere in the nation. “
What type of plan is Philadelphia Life?
Limited Benefit plan