Secure Advantage
Is there a family limit to the deductible on the SecureAdvantage Accident Plan?
When 3 Insureds satisfy the SecureAdvantage Accident Plan’s Calendar Year Deductible, no additional Calendar Year Deductible will be required for the remainder of the Calendar Year.
Is Coverage under the PremierChoice Specified Disease/Sickness Plans is conditionally or guaranteed renewable?
Is Coverage under the PremierChoice Specified Disease/Sickness Plans is guaranteed renewable?
What is the Separate Deductible for Out-of-Network?
Separate Deductible for Out-of-Network $6,000
Business benefits: What levels are the UPS discount available?
Sapphire, Emerald, Diamond and Executive Diamond
Does MedGuard critical illness pay benefits for COVID?
No.
Benefits are paid for Kidney Failure, Life Threatening Cancer, Major Organ Transplant, Permanent Paralysis, Heart Attack, Stroke, Terminal Illness, Aorta Graft Surgery, Coronary Artery Bypass Surgery, Heart Valve Surgery, Coronary Angioplasty
How many Dr. Office Visits are covered per policy year for plan 3 in the Wellness PLUS plan?
5 Visits per policy year up to $100.
Are Outpatient Kidney Dialysis Benefits available in the PremierChoice Specified Disease/Sickness Plans?
Yes:
Daily Max Up T$500 on all 3 plans,
Policy Year Maximum Up To P1 $5,000 P2 $15,000 and P3 $30,000
How many Home Health Care visits are covered?
Home Health Care Limited to 42 visits per Insured
What levels is the LifeLock benefit available?
All 6.
What are the 2 Eye Networks we use for our vision benefits?
EyeMed Insight network & Spectera Eyecare Network
Does the Accident plan cover Occupational Therapy, Rehabilitation and Speech Therapy?
Yes (for covered accidents)
Is outpatient therapy covered under PremierChoice Specified Disease/Sickness Plans?
No.
Are Cancer Clinical Trials covered?
Yes.
What is the maximum per accident benefit for Diamond and Executive Diamond? And what is the accident deductible for each level?
Diamond up to $5,000 benefit, and Executive Diamond up to $10,000 benefit. Both have a $500 deductible.
Secure Dental terminates at what age?
SecureDental Plan Termination -- Your Certificate is guaranteed renewable to age sixty-five (65) or in the event an Insured otherwise becomes a Medicare enrollee.
The SecureAdvantage Specified Disease/Sickness Plan provides a $250,000 increase in the amount of the applicable Lifetime Policy Maximum Per Insured on each anniversary of the Issue Date if......
the amount of billed charges submitted to Us in the prior year for all Insureds is less than the amount of Your Calendar Year Deductible.
If confinement is necessary, which Hospital Miscellaneous Expense Daily Benefits are covered under Specified Diseases/Sicknesses Plan?
Heart Attack Benefit
Life Threatening Cancer Benefit
Stroke Benefit
Coronary Artery By-pass Benefit
Coma Benefit
What is the Inpatient Transplants benefits for Travel, Lodging & Food for the donor?
$0. Inpatient Transplants Transplant Travel, Lodging & Food limited to $10,000 per transplant. Not available if the Insured is a donor. Benefit is reduced by 50% for failure to pre-certify.
Executive Diamond: What happens to the Accidental Death & Dismemberment (AD&D) Maximum Benefits at age 65?
The Maximum Benefit reduces by fifty percent (50%) at age sixty-five (65).
Life Protector terminates at what age?
Life Protector ia A Ten-Year Renewable Term Life Insurance Policy to Age 70
The SecureAdvantage Specified Disease/Sickness Plan provides a $250,000 increase in the amount of the applicable Lifetime Policy Maximum Per Insured on each anniversary of the Issue Date If....
If amount of billed charges submitted to Us in the prior year for all Insureds is less than the amount of Your Calendar Year Deductible.
If Confinement is necessary, which Hospital Miscellaneous Expense Daily Benefits Apply under the Specified Diseases/Sicknesses Plan?
Heart Attack Benefit
Life Threatening Cancer
Stroke
Coronary Artery By-pass
Coma Benefit
What is the Inpatient Transplant Travel, Lodging & Food benefit for the donor?
$0 Inpatient Transplant Travel, Lodging & Food limited to $10,000 per transplant. Not available if the Insured is a donor. Benefit is reduced by 50% for failure to pre-certify.
Executive Diamond: What happens to the Accidental Death & Dismemberment (AD&D) Benefits benefit at age 65?
The Maximum Benefit reduces by fifty percent (50%) at age sixty-five (65)
Income Protector : What are the 3 benefit levels and what are the 3 benefit payment periods.
Levels: $500 $1000 $1500
Payment Periods: 3 Mo 6 Mo 12 Mo