Appetite
What is one of the biggest classes of business for our Casualty book?
Contractors or Construction
What exclusion do we attach to all quotes?
PFAS
What company owns Westchester?
Chubb
True or False: Our appetite broadens the further we go up in the tower
True
What % of Railroad's team is women?
100%! Go ladies!
True or False: We can write armed security guards
True
What is the ideal format for loss and exposure information?
Laid out clearly :) loss summaries, clear fleet breakout, and summed up revenue/payroll/sub-cost information helps us a lot
True or False: Westchester only writes on non-admitted paper
False
What is our maximum capacity for lead umbrella limits?
$10 million
What is Product Recall's minimum premium?
No MP (except for $1M Limit - MP is $5k)
What does OCIP stand for?
Owner's Controlled Insurance Program
How many years in loss runs do we need generally?
5-7 years
Financial Lines, Environmental, Property, Inland Marine, Digital
What is our maximum capacity for excess limits?
$25 million
What is Railroad's distribution between retail and wholesale?
75% Retail and 25% Wholesale
What retention do we prefer on habitational accounts?
$25,000
$50,000
or $100,000
How many years in loss runs do we need for tougher classes of business (i.e. Habitational)?
10 years
How many people are on our Chicago casualty team?
6
How much do we need in ventilation to participate with Chubb on a risk?
$15 million
What coverage(s) does Westchester offer for Railroad Contractors?
GL and Umbrella
What are the 3 main descriptors for "critical auto parts"?
Safety, steering, and braking
What class of business typically requires a supplemental app?
Contractors, project specific, and/or security guards
What are we rated financially by AM Best?
A++
To deploy our full excess limit, what attachment point do we need to be excess of?
Consumable products (food), component parts, and finished consumer products