Underwriting
20 Year old Flat Roofs are NOT eligible for Special Form Replacement Cost. What is the cut off for Special Form RC on Shingle Roofs?
What is 20 years
Documenting file regarding use of discretionary pricing can be done by:
What is a file note or uploading attachment
Seasonal Occupancies, short term rentals, and AIR BNB are examples of:
What are: prohibited exposures
Westchester is a market for roofers
What is false
Largest Internal Organ
What is the Liver
Westchester is a great solution for Coastal Property Risks. At this distance from the coast we require a referral to an underwriter.
What is less than 1 mile?
Inspections are ordered by
What is the Broker
Where will Westchester write apartments in NY
What is Outside 5 Boroughs
Which of the following is a true statement:
1.) Westchester Binding is a market for ground up construction and structural renovations?
2.) Westchester will consider a vacant building with partially completed renovation work
3.) Westchester will consider up to $500K Renovations
4.) Westcheser will consider building with pre-existing damage
What is Westchester will consider up to $500K renovations.
A group of Geese is Called
What is a Gaggle
Westchester's TIV is on a Per Policy/Per Insured Basis. Separate policies for the named insured is prohibited. What is Westchester's TIV per policy/per insured?
What is $2.5M
Loss runs are not required to quote, but necessary to bind. If there are no losses; what can be used as a substitute for loss runs?
What is signed KNLL and/or completed/signed acord form indicating no losses
Bars on windows are eligible if:
What is they are equipped with internal automatic safety release mechanisms
The only class eligible for short term policies
What is: Vacant Buildings
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What is a Unicorn
Broker has the authority to offer Per Location Aggregate for up to how many locations?
What is up to 3 Locations
If backdating is needed the broker must:
What is refer to the underwriter for review and include KNLL
Westchester requires an extinguishing system on all Commercial Cooking Exposures. What type of extinguishing system is required:
What is UL 300 Compliant Wet Ansul System
Westchester delegates credit & debit authority. What is a maximum Debit & Credit available
What is 25% Debit and 10% Credit
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What is stranger things
A building was constructed in 1902 and application says "all updates performed in 1950" - what is the year built you should choose in the system?
What is 1902
Prior to issuance, changing the effective date on a policy can be done by:
Using the Modify Button on the Quote/Bind Screen
What is the cut off year for ordinance & law coverage?
What is 1975
What is a maximum # of years a risk can be vacant and still eligible for Westchester's Vacant Building Product
What is Unlimited
Which celebrity couple recently named their daughter Raddix?
What is Cameron Diaz and Benji Madden