Service Fees
Business Filing Classification
Business Online Banking
Misc. Business Knwowledge
100
What is the Annual fee for the Business Platinum Credit card rewards program?
What is $0
100

If a business uses the owners SSN as its Tax Identification Number it must be filed as this type of business 

What is Sole Proprietorship

100
Can Business Online customers use Zelle to send and receive payments?
Yes
100

Name one reason a business might need a line of credit other than debt or an immediate cash need

What is emergency fund, cash flow need, credit score improvement etc.
200
What is the Monthly Service fee for a Business Platinum Savings Account?

What is $15

200
This type of business must have at least two owners

What is Partnership/Limited Partnership

200

Do you need to be a signer on an account to have access to view it online?


No business owners can designate someone such as bookkeeper to have "online only" access to view accounts

200
What is the minimum number of owners needed to form a corporation?
What is 1 owner?
300
What is the annual fee for a Business Secured Credit Card?

What is $25 (per card)

300

If a business is publicly traded on a stock market, it must be filed as what kind of corporation?


What is a C Corporation

300
What is one online tool(excluding account history/activity) Business customers can use to manage spending and cash flow?

What is Business Spending Report with Budget Watch

300

What is the minimum documentation needed to open a Sole Proprietorship? What circumstances are required?

If the business name contains the individual owner's full name "ex. John Smith's Towing" and uses the owners SSN as the TIN, then only identification for the business owner is needed.

400
What is the annual fee for a Business Line of Credit with a $20,000 limit?

What is $95


Annual fee. $0 for lines of credit $5,000 – $9,999; $95 for lines of credit $10,000 – $25,000; $175 for lines of credit $25,001 – $100,000.

400

If a non profit files articles of incorporation, it is most likely files as this type of corporation

What is a C corporation (most commonly 501(c)3

400
What can businesses use to make recurring or one time payments to U.S. Checking and Savings Accounts?
What is Direct Pay
400
What is the maximum number of owners an S corp can have?
What is 100 owners