Presentation
What does F.O.R.M. stand for?
Family Occupation Recreation Me
What are the payout amounts for Critical Illness?
10,15,25,35,40,50
You can get coverage if you are diagnosed with HIV/AIDs
True
What does DCN stand for?
Declines, Cancels, Not Taken
Liberty National was founded in what year?
1900
What are the 3 most common objections?
I got to think about it
I cant afford it
I already have coverage
What is the hospital confinement benefit in the Cancer Endurance Policy?
$250 for the first 90 days and $600 there after
The Bourdon Agency is the best virtual agency in Liberty National.
True
What month does Persistency start?
Month 8
What state is Liberty National not licensed in?
New York
Bonus 100 - Why?
What are all of our no cost products?
3000 ADP, Child Safe, Will Kit, Discount card, Med facts, Memorial Guide
Cancer Endurance: Transportation benefit covers ___ per mile if over ____ miles away.
$0.25, 100
We consider Terminal as having 9 months or less to live and must be diagnosed by a doctor.
False
6 months or less
What are the 3 ways Quality affects your income?
Direct pay, bonus, and residual income
Who is the President of Liberty National
Mike Sheets
How long after client has attempted suicide do they qualify for a standard policy.
5 years
APM: What is the payout for ICU if policy has been in force less than a year?
$450
(2 times hospital confinement in addition to the daily confinement of $150)
C.O.D stands for Coverage On Delivery
False
Collect On Delivery
What does it go against if a client doesn't complete a QAC call and its not issued?
DCN
What Year did Bourbon start with Libnat?
2012
What are the 3 habits that will cause an automatic ALX?
Driving Under the Influence (DUI) within the last 12 months or Multiple DUIs, Alcohol or Drug Treatment, clean and dry less than three years, & Currently on probation or parole
WL accumulates loan value which may be borrowed against at what percent a year?
8%
The Regular Hospital Room benefit for the ICU policy is $150 per day
False
$200
What does your persistency need to be at to get full bonus?
87
How many subsidiaries does Globe have?
Bonus:300 What are they?
7 - AIL, Family Heritage, Liberty National, United American, Globe Life, National Income Life, Globe Life Insurance Company of New York